786 Joe Cobb Rd, Ruffin, NC 27326 Property Records

Caswell County property record for 786 Joe Cobb Rd, Ruffin, NC 27326

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 1996
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Individual Names on File
Last Sale	$199,500 (Aug 2024)
Tax Bill	$941 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1419972`

Property Details

APN / Parcel Number

Primary APN	`1419972`
Alternative APNs	`0009.00.00.0035.0000` `1062547`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,620 sqft Living Area
Gross Area	2,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Architectural Style	Mobile/Manufactured
Exterior Material	Concrete Block
Construction Type	Steel Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	192,971 sqft (4.43 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space
Deck Area	352 sqft
Patio Area	84 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1419972
Street Address	786 JOE COBB RD
City	RUFFIN
State	NC
Zip	27326-8950
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	L-9 4.74300 AC PL-11/1232
Legal Subdivision	FINAL PLAT OF DOE RUN ESTATES
Legal Lot Number	9
Jurisdiction	CASWELL NC
Township / Civil Division	LOCUST HILL
Census Block Group	1
Census Block	1017
Census Tract	930400

Owner

786 Joe Cobb Rd, a mobile home, is owned and occupied by two individuals who bought it in August 2024.

Source: Caswell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	786 JOE COBB RD, RUFFIN, NC 27326-8950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jun 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Jun 17, 2020 · Amount on File
Deed Document Number	2024358540
Deed Book / Page	661 / 835
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASWELL NC
Property Address	786 JOE COBB RD, RUFFIN, NC 27326-8950
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00603/0938
Date	Nov 17, 2017
Book Page	603/0938
Instrument	338539

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASWELL NC
Recording Date	Jun 17, 2020
Property Address	786 JOE COBB RD, RUFFIN, NC 27326-8950
Document Number	000622/261
Book / Page	622 / 261
Map Reference	MB 11 PG 1232
Instrument Date	Jun 12, 2020
Instrument	345514
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	786 JOE COBB RD, RUFFIN, NC 27326-8950

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2026 property tax bill for 786 Joe Cobb Rd was $941, up 2% from the year before.

Source: Caswell County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caswell County
Unified School District	Caswell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$941.00 (+1.95%)	$120,242 (-) Land $27,133 Building $93,109	$120,242 (-) Land $27,133 Building $93,109
2025	$923.00 (+6.34%)	$120,242 (-) Land $27,133 Building $93,109	$120,242 Land $27,133 Building $93,109
2024	$868.00 (+28.97%)	$120,242 (+65.54%) Land $27,133 Building $93,109
2023	$673.00	$72,635 Land $23,261 Building $49,374	$120,242 Land $27,133 Building $93,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 786 Joe Cobb Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 786 Joe Cobb Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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