Caswell County property record for 691 Joe Cobb Rd, Ruffin, NC 27326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1977 |
| Lot Size | 5.52 acres (240,451 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,170 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96087 |
| Primary APN | 96087 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,060 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 240,451 sqft (5.52 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Lean-To | 192 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 96087 |
|---|---|
| Street Address | 691 JOE COBB RD |
| City | RUFFIN |
| State | NC |
| Zip | 27326-8949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.0000 AC PL-182/40 |
| Legal Subdivision | LOCUST HILL TOWNSHIP |
| Jurisdiction | CASWELL NC |
| Township / Civil Division | LOCUST HILL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 930400 |
691 Joe Cobb Rd is owned and occupied by an individual.
Source: Caswell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 691 JOE COBB RD, RUFFIN, NC 27326-8949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASWELL NC |
| Property Address | 691 JOE COBB RD, RUFFIN, NC 27326-8949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 629/550 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 629/550 |
| Instrument | 347844 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASWELL NC |
| Property Address | 691 JOE COBB RD, RUFFIN, NC 27326-8949 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 337001 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 599/1240 |
| Instrument | 337001 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2027 |
The 2026 property tax bill for 691 Joe Cobb Rd was $1,170, up 3.1% from the year before.
Source: Caswell County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caswell County |
| Unified School District | Caswell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,170.00 (+3.08%) | $129,782 (-) Land $30,512 Building $99,270 | $129,782 (-) Land $30,512 Building $99,270 |
| 2025 | $1,135.00 (+6.07%) | $129,782 (-) Land $30,512 Building $99,270 | $129,782 Land $30,512 Building $99,270 |
| 2024 | $1,070.00 (+7.21%) | $129,782 (+33.67%) Land $30,512 Building $99,270 | |
| 2023 | $998.00 | $97,093 Land $26,204 Building $70,889 | $129,782 Land $30,512 Building $99,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 691 Joe Cobb Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 691 Joe Cobb Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE only, no 5G reported
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