Branch County property record for 786 Hodunk Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,172 sqft · built 1900 |
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,947 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-036-200-015-00 |
| Primary APN | 020-036-200-015-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,172 sqft Building Perimeter |
| 1st Floor Area | 1,884 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 1,306,800 sqft (30 acres) |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 786 HODUNK RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNION TOWNSHIP T5S R7W SECTION 36 S7/8 E1/2 NE1/4 EXC SE1/4 NE 1/4 30.00 AC +/- |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4052 |
| Census Tract | 950100 |
786 Hodunk Rd is owned and occupied by two individuals.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 786 HODUNK RD, COLDWATER, MI 49036-9237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST |
| Feb 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 786 HODUNK RD, COLDWATER, MI 49036-9237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100994 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021-00994 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 786 HODUNK RD, COLDWATER, MI 49036-9237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100995 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021-00995 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 786 Hodunk Rd was $1,947, up 2.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Union Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,300 (+9.14%) | $370,600 (+9.14%) | |
| 2025 | $1,947.00 (+2.74%) | $169,780 | $339,560 |
| 2024 | $1,895.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 786 Hodunk Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 786 Hodunk Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
5G (outdoors only) and 4G LTE
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