786 del Rio Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 786 del Rio Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,295 sqft · built 1959
Lot Size	0.197 acres (8,561 sqft)
Owner	2 Company Names on Record
Last Sale	$430,000 (Jul 2002)
Tax Bill	$10,147 (2025)
Deeds & Mortgages	Oct 2026 Transfer Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`256-163-29-00`

Property Details

APN / Parcel Number

Primary APN	`256-163-29-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,295 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Multi-Family
Lot Area	8,561 sqft (0.197 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	786 DEL RIO AVE
City	ENCINITAS
State	CA
Zip	92024-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK F LOT 32 TR 002118
Legal Subdivision	AVOCADO ACRES
Legal Tract	002118
Legal Block	F
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17603

Owner

Source: San Diego County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	786 DEL RIO AVE, ENCINITAS, CA 92024-2321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 22, 2022	Intrafamily Transfer, Transfer
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2002 · Amount on Record
Deed Sale	Jul 16, 2002 · Amount on Record
Prior Sale	Oct 3, 1990 · Amount on Record
Deed Document Number	2002597811
Last Transfer Date	Sep 28, 2026
Transfer Doc	0000299382
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2026
Property Address	786 DEL RIO AVE, ENCINITAS, CA 92024-2321
Document Number	0000299382
Instrument Date	Sep 28, 2026
Instrument	2026299382
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	786 DEL RIO AVE, ENCINITAS, CA 92024-2321

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2022
Property Address	786 DEL RIO AVE, ENCINITAS, CA 92024-2321
Document Number	0000445395
Map Reference	MAP 2118
Instrument Date	Nov 9, 2022
Instrument	2022-0445395
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	786 DEL RIO AVE, ENCINITAS, CA 92024-2321

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	786 DEL RIO AVE, ENCINITAS, CA 92024-2321
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	TRGC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 DEL RIO AVE, ENCINITAS, CA 92024-2321

Mortgage

Document Number	0000843304
Date	Dec 29, 2020
Instrument	2020-0843304

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	786 DEL RIO AVE, ENCINITAS, CA 92024-2321
Document Number	0000174619
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	786 DEL RIO AVE ENCINITAS CA 920242321, ENCINITAS, CA 92024-2321

Mortgage

Document Number	0000174619
Date	Apr 6, 2020
Instrument	174619

Lender

Name	NEXBANK SSB
Type	Federal Savings Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	786 DEL RIO AVE, ENCINITAS, CA 92024-2321
Document Number	0000242744
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	786 DEL RIO AVE ENCINITAS CA 920242321, ENCINITAS, CA 92024-2321

Mortgage

Document Number	0000242744
Date	Jun 20, 2019
Instrument	242744

Lender

Name	NEXBANK SSB
Type	Federal Savings Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 19, 2039

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$892,274 (+2%) Land $514,313 Building $377,961
2025	$10,147.00 (+8.62%) Homeowner's exemption	$874,779 (+4.04%) Land $504,229 Building $370,550
2023	$9,342.00 (+1.13%) Homeowner's exemption	$840,812 Land $484,650 Building $356,162
2022	$9,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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