Hamilton County property record for 786 Clearfield Ln, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,668 sqft · built 1973 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,400 (Nov 2017) |
| Tax Bill | $4,567 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0070-0338-00 |
| Primary APN | 599-0070-0338-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,668 sqft Living Area |
| Gross Area | 3,365 sqft |
| 1st Floor Area | 1,078 sqft |
| 2nd Floor Area | 1,050 sqft |
| Basement Area | 775 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,329 sqft (0.306 acres) |
| Lot Dimensions | 156 ft deep x 63.7 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 786 CLEARFIELD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLEARFIELD LN 63.66 X 156.61 IRR - LOT 313 BEACON HILL ESTS SUB |
| Legal Subdivision | BEACON HILL ESTS SUB |
| Legal Block | D |
| Legal Lot Number | 313 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21501 |
786 Clearfield Ln is owned and occupied by two individuals who bought it in November 2017.
Source: Hamilton County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 786 CLEARFIELD LN, CINCINNATI, OH 45240-1312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES |
| Nov 30, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Prior Sale | Aug 15, 2013 · Amount on File |
| Deed Document Number | 2017109141 |
| Prior Transfer Date | Feb 19, 2015 |
| Prior Transfer Doc | 0000020179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 786 CLEARFIELD LN, CINCINNATI, OH 45240-1312 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 786 CLEARFIELD LN, PARKDALE, OH 45240-1312 |
| Document Number | 0000141942 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 14551/1259 |
| Instrument | 2021-0141942 |
| Name | US BANK FULFILLMENT SERVICES |
|---|---|
| Type | Non-Lending Institution |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 30, 2017 |
| Property Address | 786 CLEARFIELD LN, CINCINNATI, OH 45240-1312 |
| Document Number | 0000009141 |
| Map Reference | MB 182 PG 48 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 17-0109141 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $529.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 786 CLEARFIELD LN, CINCINNATI, OH 45240-1312 |
| Document Number | 0000009142 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 17-0109142 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 786 Clearfield Ln was $4,567, up 15.7% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,567.00 (+15.68%) | $91,550 (-) Land $13,685 Building $77,865 | $261,570 Land $39,100 Building $222,470 |
| 2024 | $3,948.00 (-0.2%) | $91,550 (-) Land $13,685 Building $77,865 | |
| 2023 | $3,956.00 (+20.61%) | $91,550 (+48.28%) Land $13,685 Building $77,865 | $261,570 Land $39,100 Building $222,470 |
| 2022 | $3,280.00 Homeowner's exemption | $61,740 Land $11,424 Building $50,316 | |
| 2020 | $176,400 Land $32,640 Building $143,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 786 Clearfield Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 786 Clearfield Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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