786 Charlsie Elyn Ct, Adams, TN 37010 Property Records

Montgomery County property record for 786 Charlsie Elyn Ct, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,757 sqft · built 2006
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Aug 2010)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`83N D 29.00`

Property Details

APN / Parcel Number

Primary APN	`83N D 29.00`
Alternative APNs	`083N D 02900 000` `56878`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,757 sqft Living Area
Gross Area	4,141 sqft
1st Floor Area	2,085 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1,801 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	224 sqft
Patio Area	305 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	786 CHARLSIE ELYN CT
City	ADAMS
State	TN
Zip	37010-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: WILLIAMSBURG BLOCK: 3 LOT: 93 PLAT BOOK: E PLAT PAGE: 1065 PRORATED 5 MONTHS T-07 P/U PATIO PIC REV T-11
Legal Subdivision	WILLIAMSBURG
Legal Block	3
Legal Lot Number	93
Jurisdiction	MONTGOMERY TN
Township / Civil Division	15
Census Block Group	1
Census Block	1004
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	786 CHARLSIE ELYN CT, ADAMS, TN 37010-9176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit RAYMOND JAMES BANK NA
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2010 · Amount on Record
Deed Sale	Aug 6, 2010 · Amount on Record
Prior Sale	Sep 1, 2006 · Amount on Record
Deed Book / Page	1346 / 1319
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	786 CHARLSIE ELYN CT, ADAMS, TN 37010-9176
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02203/1290
Date	Apr 1, 2022
Book Page	2203/1290
Instrument	1371677

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	786 CHARLSIE ELYN CT, ADAMS, TN 37010-9176
Document Number	0001251954
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	786 CHARLSIE ELYN CT ADAMS TN 370109176, ADAMS, TN 37010-9176

Mortgage

Document Number	0001251954
Date	Apr 15, 2020
Book Page	001962/001922
Instrument	1251954

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2040

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00	$111,200 (-)	$444,800 (-) Land $75,000 Building $369,800
2024	$2,335.00 (+5.85%)	$111,200 (+50.73%)	$444,800 (+50.73%) Land $75,000 Building $369,800
2023	$2,206.00	$73,775 (-)
2022	$2,206.00	$73,775	$295,100 Land $49,500 Building $245,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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