782 Charlsie Elyn Ct, Adams, TN 37010 Property Records

Montgomery County property record for 782 Charlsie Elyn Ct, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,234 sqft · built 2005
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Aug 2021)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`83N D 28.00`

Property Details

APN / Parcel Number

Primary APN	`83N D 28.00`
Alternative APNs	`083N D 02800 000` `56877`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,234 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	1,802 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1,453 sqft

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	309 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	782 CHARLSIE ELYN CT
City	ADAMS
State	TN
Zip	37010-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: WILLIAMSBURG BLOCK: 3 LOT: 94 PLAT BOOK: E PLAT PAGE: 1065 SPLIT OFF 83-54.02 T-06
Legal Subdivision	WILLIAMSBURG
Legal Block	3
Legal Lot Number	94
Jurisdiction	MONTGOMERY TN
Township / Civil Division	15
Census Block Group	1
Census Block	1004
Census Tract	101807

Owner

782 Charlsie Elyn Ct is owned and occupied by an individual who bought it in August 2021.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	782 CHARLSIE ELYN CT, ADAMS, TN 37010-9176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage FORTERA FCU
Aug 3, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 3, 2021	Warranty Deed, Transfer
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit FORTERA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Aug 3, 2021 · Amount on File
Deed Document Number	20211330748
Deed Book / Page	2120 / 2856
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	782 CHARLSIE ELYN CT, ADAMS, TN 37010-9176
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002064/763
Date	Feb 25, 2021
Book Page	2064/763
Instrument	1302017

Lender

Name	FORTERA FCU
Type	Credit Union
Address	CLARKSVILLE, TN 37040

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 3, 2021
Property Address	782 CHARLSIE ELYN CT, ADAMS, TN 37010-9176
Document Number	02120/2856
Book / Page	2120 / 2856
Map Reference	MB E PG 1065&1066
Instrument Date	Jul 30, 2021
Instrument	1330748
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 CHARLSIE ELYN CT, ADAMS, TN 37010-9176

Mortgage

Document Number	0001330749
Date	Aug 3, 2021
Instrument	1330749

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 3, 2021
Property Address	782 CHARLSIE ELYN CT, ADAMS, TN 37010-9176
Document Number	02120/2852
Book / Page	2120 / 2852
Map Reference	MB E PG 1065&1066
Instrument Date	Jul 2, 2021
Instrument	1330747
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount on Record
Tax	$1,406.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 CHARLSIE ELYN CT, ADAMS, TN 37010-9176

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	782 CHARLSIE ELYN CT, ADAMS, TN 37010-9176
Document Number	0001179727
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 CHARLSIE ELYN CT ADAMS TN 370109176, ADAMS, TN 37010-9176

Mortgage

Document Number	0001179727
Date	Sep 10, 2018
Book Page	001836/000077
Instrument	1179727

Lender

Name	FORTERA CU
Address	CLARKSVILLE, TN 37040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 782 Charlsie Elyn Ct was $2,230.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00	$111,950 (+5.41%)	$447,800 (+5.41%) Land $75,000 Building $372,800
2024	$2,230.00 (+3.82%)	$106,200 (+50.21%)	$424,800 Land $75,000 Building $349,800
2023	$2,148.00 (+1.61%)	$70,700 (-1.57%)
2022	$2,114.00	$71,825	$282,800 Land $49,500 Building $233,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 782 Charlsie Elyn Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 782 Charlsie Elyn Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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