7851 Old Smithfield Rd, Bailey, NC 27807 Property Records

Nash County property record for 7851 Old Smithfield Rd, Bailey, NC 27807

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 1,948 sqft · built 2006
Lot Size	1.91 acres (83,200 sqft)
Owner	Individual Name on File
Tax Bill	$2,630 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`278600-03-9331`

Property Details

APN / Parcel Number

Primary APN	`278600-03-9331`
Alternative APNs	`002058` `124229`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,948 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	83,200 sqft (1.91 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	124229
Street Address	7851 OLD SMITHFIELD RD
City	BAILEY
State	NC
Zip	27807-9392
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R40
Legal Description	1.91 AC, B & C, THOMPSON SPLIT OUT OF 278600135319 AC, 1H, B & C, THOMPSON
Legal Subdivision	RECOMBINATION PLAT FOR MARK THOMPSON
Legal Tract	1
Jurisdiction	NASH NC
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2027
Census Tract	11300

Owner

7851 Old Smithfield Rd, a residential property, is owned and occupied by an individual who acquired it in September 2015.

Source: Nash County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7851 OLD SMITHFIELD RD, BAILEY, NC 27807-9392
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage AFFILIATED MORTGAGE SERVICES
Feb 14, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 29, 2015
Transfer Doc	02795/0715
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	7851 OLD SMITHFIELD RD, BAILEY, NC 27807-9392
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02873/0136
Date	Mar 31, 2017
Book Page	2873/0136
Instrument	2873-0136

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Lending Institution
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	7851 OLD SMITHFIELD RD, BAILEY, NC 27807-9392
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003090/848
Date	Nov 24, 2020
Book Page	3090/848

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	MORGANTON, NC 28655

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	7851 OLD SMITHFIELD RD, BAILEY, NC 27807-9392
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003180/967
Date	Dec 6, 2021
Book Page	3180/967

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	7851 OLD SMITHFIELD RD, BAILEY, NC 27807-9392
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7851 OLD SMITHFIELD RD, BAILEY, NC 27807-9392

Mortgage

Document Number	003396/249
Date	Feb 14, 2025
Book Page	3396/249

Lender

Name	SOUTHERN BANK
Type	Bank
Address	MOUNT OLIVE, NC 28365

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 7851 Old Smithfield Rd was $2,630, up 0.4% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,630.00 (+0.38%)	$337,680 (-) Land $17,250 Building $320,430	$337,680 (-) Land $17,250 Building $320,430
2025	$2,620.00	$337,680 Land $17,250 Building $320,430	$337,680 Land $17,250 Building $320,430
2023	$2,111.00	$256,030	$256,030 Land $17,250 Building $238,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7851 Old Smithfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7851 Old Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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