7801 Old Smithfield Rd, Bailey, NC 27807 Property Records

Nash County property record for 7801 Old Smithfield Rd, Bailey, NC 27807

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,602 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2021)
Tax Bill	$1,921 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`278600-13-2605`

Property Details

APN / Parcel Number

Primary APN	`278600-13-2605`
Alternative APNs	`046299` `78266`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,602 sqft Heated Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	78266
Street Address	7801 OLD SMITHFIELD RD
City	BAILEY
State	NC
Zip	27807-9392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	1 00 AC, HAILEY SPLIT OUT OF 278600039818 AC 1H HAILEY
Jurisdiction	NASH NC
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2009
Census Tract	11300

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7801 OLD SMITHFIELD RD, BAILEY, NC 27807-9392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 8, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Oct 17, 2008 · Amount on Record
Deed Book / Page	3144 / 347
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Recording Date	Aug 18, 2026
Property Address	7801 OLD SMITHFIELD RD, BAILEY, NC 27807-9392
Document Number	3506000876
Book / Page	3506 / 876
Instrument Date	Aug 10, 2026
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7801 OLD SMITHFIELD RD, BAILEY, NC 27807-9392

Mortgage

Document Number	3506000876,
Date	Aug 18, 2026
Book Page	3506/876

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2056

Interest

Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	7801 OLD SMITHFIELD RD, BAILEY, NC 27807-9392
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02864/0697
Date	Feb 8, 2017
Book Page	2864/0697
Instrument	2864-0697

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Annually
Min Rate At Change	2%
Index	5-Year TN
Max Rate	6%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jul 16, 2021
Property Address	7801 OLD SMITHFIELD RD, BAILEY, NC 27807-9392
Document Number	003144/347
Book / Page	3144 / 347
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8421 OLD SMITHFIELD RD, 8421, BAILEY, NC 27807-7803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7801 OLD SMITHFIELD RD, BAILEY, NC 27807-9392

Mortgage

Document Number	0003144350
Date	Jul 16, 2021
Instrument	3144/350

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,921.00 (+0.52%)	$240,550 (-) Land $17,000 Building $223,550	$240,550 (-) Land $17,000 Building $223,550
2025	$1,911.00 (+89.77%)	$240,550 (+109.79%) Land $17,000 Building $223,550	$240,550 (+109.79%) Land $17,000 Building $223,550
2023	$1,007.00	$114,660	$114,660 Land $17,000 Building $97,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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