7850 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 7850 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1993
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Tax Bill	$315 (2024)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-5N-27-0000-01400-0000`

Property Details

APN / Parcel Number

Primary APN	`31-5N-27-0000-01400-0000`
Alternative APN	`N275310000014000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,732 sqft
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)
View / Lot	Mobile Home
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	220 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7850 HIGHWAY 4
City	JAY
State	FL
Zip	32565-2536
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG-RR
Legal Description	E 210 FT OF W 892 FT OF N 941 FT OF SW4 OF SW4 LYING N OF HWY 4 AS DES IN OR 3178 PG 1178
Legal Range	27W
Legal Township	5N
Legal Section	31
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	4
Census Block	4072
Census Tract	10100

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7850 HIGHWAY 4, JAY, FL 32565-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 10, 2012
Transfer Doc	0031781178
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7850 HIGHWAY 4, JAY, FL 32565-2536
Document Number	0039280484
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7850 HIGHWAY 4 JAY FL 325652536, JAY, FL 32565-2536

Mortgage

Document Number	0039280484
Date	Mar 12, 2020
Book Page	003928/000484
Instrument	12197

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,337 (+2.9%)	$79,268 (-4.55%) Land $11,875 Building $67,393
2024	$315.00 (+3.62%) Homeowner's exemption	$43,087 (+3%)	$83,043 (+7.62%) Land $11,250 Building $71,793
2023	$304.00 (+4.11%) Homeowner's exemption	$41,832 (+3%)	$77,165 (+14.84%) Land $11,250 Building $65,915
2022	$292.00 Homeowner's exemption	$40,614	$67,192 Land $7,500 Building $59,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERRYDALE WATER SYSTEM serves 2,800 people · EPA ID FL1570064
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hwy 4

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