7816 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 7816 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 2002
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Jul 2018)
Tax Bill	$1,244 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-5N-27-0000-00800-0000`

Property Details

APN / Parcel Number

Primary APN	`31-5N-27-0000-00800-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,357 sqft Heated Area
Gross Area	2,562 sqft
1st Floor Area	1,955 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Mixed
Garage Area	598 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	529 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	315N270000008000000
Street Address	7816 HIGHWAY 4
City	JAY
State	FL
Zip	32565-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION PER DEED 2018 PARCEL 1: COM AT SW CORN OF NW4 OF SW4 OF SECTION 31 TOWNSHP 5 NORTH RANGE 27 WEST THN E 210 FT
Legal Range	27W
Legal Township	05N
Legal Section	31
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	4
Census Block	4072
Census Tract	10100

Owner

7816 Hwy 4 is owned and occupied by an individual who bought it in July 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7816 HIGHWAY 4, JAY, FL 32565-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	Jun 6, 2002
Deed Document Number	201831829
Deed Book / Page	3751 / 0745
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7816 HIGHWAY 4, JAY, FL 32565-2536
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7816 HIGHWAY 4, JAY, FL 32565-2536

Mortgage

Document Number	0040651035
Date	Feb 2, 2021
Book Page	4065/1035
Instrument	202106693

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 26, 2018
Property Address	7816 HIGHWAY 4, JAY, FL 32565-2536
Document Number	0037510745
Book / Page	3751 / 0745
Instrument Date	Jul 25, 2018
Instrument	201831829
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	WEST FLORIDA TITLE CO OF MIL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,022.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4141 GHALES LOOP, 4141, JAY, FL 32565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7816 HIGHWAY 4, JAY, FL 32565-2536

Mortgage

Document Number	0201831830
Date	Jul 26, 2018
Instrument	201831830

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,244.00 (+2.3%) Homeowner's exemption	$137,881 (+3%)	$180,743 (+1.08%) Land $19,800 Building $160,943
2023	$1,216.00 (+2.79%) Homeowner's exemption	$133,865 (+3%)	$178,815 (+4.55%) Land $19,800 Building $159,015
2022	$1,183.00 Homeowner's exemption	$129,966	$171,041 Land $13,200 Building $157,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7816 Hwy 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7816 Hwy 4 is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERRYDALE WATER SYSTEM serves 2,800 people · EPA ID FL1570064
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Hwy 4

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures