779 Upper Neck Rd, Elmer, NJ 08318 Property Records

Salem County and Pittsgrove Township property record for 779 Upper Neck Rd, Elmer, NJ 08318

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 2000
Lot Size	3.08 acres (134,600 sqft)
Owner	2 Company Names on Record
Last Sale	$440,000 (Sep 2024)
Tax Bill	$8,778 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00604-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`11-00604-0000-00011`
Alternative APNs	`1100052000000009` `110060400011`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	134,600 sqft

Location & Zoning

Old Parcel Number	1100052000000009
Street Address	779 UPPER NECK RD
City	ELMER
State	NJ
Zip	08318-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BORROWER SHALL PROMPTLY DISCHA
Legal Block	604
Legal Lot Number	11
Jurisdiction	SALEM NJ
Township / Civil Division	PITTSGROVE
Census Block Group	1
Census Block	1005
Census Tract	21102

Owner

Source: Salem County and Pittsgrove Township records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	779 UPPER NECK RD, ELMER, NJ 08318-4550
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage TAM LENDING CENTER INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2024 · Amount on Record
Deed Sale	Sep 4, 2024 · Amount on Record
Prior Sale	Apr 24, 2015 · Amount on Record
Deed Document Number	20246960
Deed Book / Page	4705 / 1466
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Aug 12, 2026
Property Address	779 UPPER NECK RD, ELMER, NJ 08318-4550
Document Number	0000006762
Book / Page	4771 / 281
Instrument Date	Jul 6, 2026
Instrument	20266762
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	779 UPPER NECK RD, ELMER, NJ 08318-4550

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	779 UPPER NECK RD, ELMER, NJ 08318-4550
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046081009
Date	Oct 26, 2021
Book Page	4608/1009
Instrument	2021012429

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	779 UPPER NECK RD, ELMER, NJ 08318-4550
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045780524
Date	Feb 11, 2021
Book Page	4578/524
Instrument	2021001851

Lender

Name	TAM LENDING CENTER INC
Type	Mortgage Company
Address	AUDUBON, NJ 08106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Salem County and Pittsgrove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Pittsgrove Township
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,900 (-) Land $49,900 Building $156,000	$205,900 (-) Land $49,900 Building $156,000
2025	$8,778.00 (+0.82%)	$205,900 (+11.3%) Land $49,900 Building $156,000	$205,900 (+11.3%) Land $49,900 Building $156,000
2024	$8,707.00 (+18.88%)
2023		$185,000 Land $49,900 Building $135,100	$185,000 Land $49,900 Building $135,100
2022	$7,324.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 78% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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