Rockland County and Ramapo Town property record for 785 Union Rd, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,514 sqft · built 1958 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $699,000 (Dec 2021) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392613 42.17-1-7 |
| Primary APN | 392613 42.17-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Game Room | Game Room |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,185 sqft (0.669 acres) |
| Lot Dimensions | 270 ft deep x 100 ft wide |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00382520000 |
|---|---|
| Old Parcel Number | 261304201700010070000000 |
| Street Address | 785 UNION RD |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | LOT:7.000 BLK:1 SEC:42.17 DIST:392613 CITY/MUNI/TWP:NEW HEMPSTEAD |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11510 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 HEARA LN, SPRING VALLEY, NY 10977-3343 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Apr 1, 2015 · Amount on Record |
| Deed Document Number | 0202155235 |
| Deed Book / Page | 2021 / 55235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Dec 30, 2021 |
| Property Address | 785 UNION RD, SPRING VALLEY, NY 10977-1703 |
| Document Number | 0000055235 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021-00055235 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | LAND TRACK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,796.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 HEARA LN # 202, 202, SPRING VALLEY, NY 10977-3343 |
| Document Number | 0000055236 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-00055236 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 785 UNION RD, SPRING VALLEY, NY 10977-1703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010803 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 2020-00010803 |
| Name | SIERRA PACIFIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | New Hempstead Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $49,032 (-) Land $14,200 Building $34,832 | $631,856 (+1,026.3%) Land $182,990 Building $448,866 |
| 2023 | $49,032 Land $14,200 Building $34,832 | $56,100 Land $16,247 Building $39,853 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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