785 Settlers Ct, San Marcos, CA 92069 Property Records

San Diego County property record for 785 Settlers Ct, San Marcos, CA 92069

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,329 sqft · built 2003
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$730,000 (Nov 2006)
Tax Bill$15,001 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN218-760-21-00

Property Details

APN / Parcel Number

Primary APN218-760-21-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,329 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area26,136 sqft (0.6 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address785 SETTLERS CT
CitySAN MARCOS
StateCA
Zip92069-1962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal DescriptionLOT 85 TR 014465
Legal SubdivisionSAN MARCOS THE QUORUM
Legal Tract014465
Legal Block2
Legal Lot Number85
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2008
Census Tract20040

Owner

785 Settlers Ct is owned and occupied by two individuals who acquired it in December 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address785 SETTLERS CT, SAN MARCOS, CA 92069-1962
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2006 · Amount on File
Deed SaleNov 27, 2006 · Amount on File
Prior SaleAug 19, 2003 · Amount on File
Deed Document Number2006839746
Last Transfer DateDec 2, 2013
Transfer Doc0000704174
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address785 SETTLERS CT, SAN MARCOS, CA 92069-1962
Document Number0000424720
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address785 SETTLERS CT SAN MARCOS CA 920691962, SAN MARCOS, CA 92069-1962

Mortgage

Document Number0000424720
DateAug 3, 2020
Instrument424720
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 785 Settlers Ct was $15,001 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$997,554 (+2%) Land $450,949 Building $546,605
2025$15,001.00 Homeowner's exemption$977,995 Land $442,107 Building $535,888
2023$14,022.00 (+1.65%) Homeowner's exemption$940,021 Land $424,941 Building $515,080
2022$13,795.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 785 Settlers Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Settlers Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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