San Diego County property record for 778 Settlers Ct, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,043 sqft · built 2003 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,655,000 (Mar 2022) |
| Tax Bill | $23,893 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-760-22-00 |
| Primary APN | 218-760-22-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,043 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 778 SETTLERS CT |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-1961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | LOT 86 TR 014465 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 014465 |
| Legal Block | 2 |
| Legal Lot Number | 86 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20040 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 778 SETTLERS CT, SAN MARCOS, CA 92069-1961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 21, 2022 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Sep 11, 2018 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Jan 21, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on Record |
| Deed Sale | Mar 21, 2022 · Amount on Record |
| Prior Sale | Apr 30, 2012 · Amount on Record |
| Deed Document Number | 2022124701 |
| Prior Transfer Date | Nov 22, 2019 |
| Prior Transfer Doc | 0000030252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 21, 2022 |
| Property Address | 778 SETTLERS CT, SAN MARCOS, CA 92069-1961 |
| Document Number | 0000124701 |
| Map Reference | MAP 14465 |
| Instrument Date | Mar 5, 2022 |
| Instrument | 2022-0124701 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 778 SETTLERS CT, SAN MARCOS, CA 92069-1961 |
| Document Number | 0000124702 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0124702 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 778 SETTLERS CT, SAN MARCOS, CA 92069-1961 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000374562 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 2018-0374562 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 6, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 21, 2020 |
| Property Address | 778 SETTLERS CT, SAN MARCOS, CA 92069-1961 |
| Document Number | 0000030252 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 30252 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 778 SETTLERS CT SAN MARCOS CA 920691961, SAN MARCOS, CA 92069-1961 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,791,410 (+2%) Land $1,298,908 Building $492,502 | |
| 2025 | $23,893.00 (+23.55%) Homeowner's exemption | $1,756,286 (+23.6%) Land $1,273,440 Building $482,846 |
| 2023 | $19,338.00 (+81.53%) Homeowner's exemption | $1,421,000 Land $1,030,000 Building $391,000 |
| 2022 | $10,653.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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