785 S Peppertree Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 785 S Peppertree Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,442 sqft · built 1995
Lot Size	0.293 acres (12,776 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Feb 2019)
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Jul 2021 Second Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-21-166`

Property Details

APN / Parcel Number

Primary APN	`304-21-166`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,442 sqft Living Area
1st Floor Area	2,442 sqft

Exterior

Year Built	Built 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	12,776 sqft (0.293 acres)
Parking Spaces	3 Parking Spaces
Pool Area	360 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	785 S PEPPERTREE DR
City	GILBERT
State	AZ
Zip	85296-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	RANCHO CIMARRON MCR 380/25
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	RANCHO CIMARRON
Legal Lot Number	138
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	785 E PEPPERTREE DR, GILBERT, AZ 85296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIZONA CENTRAL CU
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA CTRL CU
Feb 4, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Prior Sale	Aug 30, 2002
Deed Document Number	20190076804
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	785 S PEPPERTREE DR, GILBERT, AZ 85296-3216
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 S PEPPERTREE DR, GILBERT, AZ 85296-3216

Mortgage

Document Number	0000740887
Date	Jul 7, 2021
Instrument	20210740887

Lender

Name	ARIZONA CENTRAL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	785 S PEPPERTREE DR, GILBERT, AZ 85296-3216
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 S PEPPERTREE DR, GILBERT, AZ 85296-3216

Mortgage

Document Number	0000578522
Date	May 25, 2021
Instrument	20210578522

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	785 S PEPPERTREE DR, GILBERT, AZ 85296-3216
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 S PEPPERTREE DR, GILBERT, AZ 85296-3216

Mortgage

Document Number	0000051660
Date	Jan 28, 2026
Instrument	20260051660

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	785 S PEPPERTREE DR, GILBERT, AZ 85296-3216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456436
Date	May 28, 2020
Instrument	20200456436

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	785 S PEPPERTREE DR, GILBERT, AZ 85296-3216
Document Number	0000596184
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 S PEPPERTREE DR GILBERT AZ 852963216, GILBERT, AZ 85296-3216

Mortgage

Document Number	0000596184
Date	Jul 6, 2020
Instrument	596184

Lender

Name	ARIZONA CTRL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2040

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 4, 2019
Property Address	785 S PEPPERTREE DR, GILBERT, AZ 85296-3216
Document Number	0000076804
Map Reference	MB 380 PG 25
Instrument Date	Jan 16, 2019
Instrument	20190076804
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 N HONEYSUCKLE LN, 420, GILBERT, AZ 85234-5985

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 S PEPPERTREE DR, GILBERT, AZ 85296-3216

Mortgage

Document Number	0000076805
Date	Feb 4, 2019
Instrument	20190076805

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,570 (-1.23%)	$545,700 (-1.23%) Land $109,100 Building $436,600
2025	$2,156.00 (-0.55%)
2024		$55,250	$552,500 Land $110,500 Building $442,000
2023	$2,168.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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