1685 S Peppertree Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1685 S Peppertree Dr, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,820 sqft · built 2001
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$358,000 (Aug 2020)
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-41-668`

Property Details

APN / Parcel Number

Primary APN	`304-41-668`
Alternative APN	`304416682`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,600 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces
Pool Area	310 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1685 S PEPPERTREE DR
City	GILBERT
State	AZ
Zip	85295-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FINCHER FARMS MCR 539-06
Legal Range	6E
Legal Township	1S
Legal Section	28
Legal Subdivision	FINCHER FARMS
Legal Lot Number	33
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2002
Census Tract	814600

Owner

Source: Maricopa County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1685 S PEPPERTREE DR, GILBERT, AZ 85295-5118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Aug 31, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Oct 5, 2015 · Amount on Record
Deed Document Number	2020805174
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 4, 2023
Property Address	1685 S PEPPERTREE DR, GILBERT, AZ 85295-5118
Document Number	0000002666
Map Reference	MB 539 PG 6
Instrument Date	Dec 29, 2022
Instrument	20230002666
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 S PEPPERTREE DR, GILBERT, AZ 85295-5118

Mortgage

Document Number	0000002667
Date	Jan 4, 2023
Instrument	20230002667

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	11.2%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1685 S PEPPERTREE DR, GILBERT, AZ 85295-5118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000723524
Date	Sep 29, 2017
Instrument	2017-0723524

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 31, 2020
Property Address	1685 S PEPPERTREE DR, GILBERT, AZ 85295-5118
Document Number	0000805174
Map Reference	MB 539 PG 6
Instrument Date	Aug 4, 2020
Instrument	20200805174
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1685 S PEPPERTREE DR, 1685, GILBERT, AZ 85295-5118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1685 S PEPPERTREE DR, GILBERT, AZ 85295-5118

Mortgage

Document Number	0000805175
Date	Aug 31, 2020
Instrument	20200805175

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,650 (+97.44%)	$446,500 (+2.34%) Land $89,300 Building $357,200
2025	$1,764.00 (+3.22%)	$22,614 (-51.53%)	$436,300 (-6.49%) Land $87,200 Building $349,100
2024		$46,660	$466,600 Land $93,300 Building $373,300
2023	$1,709.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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