785 Piper Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 785 Piper Dr, Murphy, NC 28906 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 432 sqft · built 1996
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2025)
Tax Bill	$500 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454002563948000`

Property Details

APN / Parcel Number

Primary APN	`454002563948000`
Alternative APN	`2550`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	432 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	185 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	144 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2550
Street Address	785 PIPER DR
City	MURPHY
State	NC
Zip	28906-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LAKE SIDE SUB
Legal Subdivision	LAKE SIDE SUB
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1009
Census Tract	930606

Owner

Source: Cherokee County records · APN 454002563948000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	785 PIPER DR, MURPHY, NC 28906-4248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Deed Document Number	5158
Deed Book / Page	1788 / 686
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 20, 2025
Property Address	785 PIPER DR, MURPHY, NC 28906-4248
Document Number	001788/686
Book / Page	1788 / 686
Map Reference	MB 873 PG 10
Instrument Date	Oct 09, 2025
Instrument	5158
Transaction Type	Transfer
Record Updated	Nov 03, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2332 GUYANOGA RD, PENN YAN, NY 14527-8958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 PIPER DR, MURPHY, NC 28906-4248

Mortgage

Document Number	0001788692
Date	Oct 20, 2025
Instrument	1788/692

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$500.00	$59,390 (-)	$59,390 (-) Land $10,000 Building $49,390
2023		$59,390	$59,390 Land $10,000 Building $49,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force 3 of 6 on primary residences

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 575 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.