195 Piper Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 195 Piper Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,378 sqft · built 2007
Lot Size	2.74 acres (119,354 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (May 2025)
Tax Bill	$2,217 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454001453741000`

Property Details

APN / Parcel Number

Primary APN	`454001453741000`
Alternative APN	`53291`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,378 sqft Heated Area
Upper Floors Area	442 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	119,354 sqft (2.74 acres)
Lot Dimensions	300 ft deep x 129 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	384 sqft
Deck Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53291
Street Address	195 PIPER DR
City	MURPHY
State	NC
Zip	28906-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 1 FR COOK 1434/222
Legal Tract	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1009
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2573 62ND TER N, ST PETERSBURG, FL 33702-6333
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	2183
Deed Book / Page	1778 / 73
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 16, 2020
Property Address	195 PIPER DR, MURPHY, NC 28906-9620
Document Number	1664/858
Book / Page	1664 / 858
Instrument Date	Nov 11, 2020
Instrument	6984
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 JOSHUA HL, 220, MURPHY, NC 28906-2773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4510 HOLLOWAY CREEK DR, PLANT CITY, FL 33567-2061

Mortgage

Document Number	1664862
Date	Nov 16, 2020
Instrument	1664/862

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,217.00	$304,680 (-)	$304,680 (-) Land $20,000 Building $284,680
2023		$304,680	$304,680 Land $20,000 Building $284,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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