785 Pilot Mountain Rd, Sunbright, TN 37872 Property Records

Morgan County property record for 785 Pilot Mountain Rd, Sunbright, TN 37872

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,792 sqft · built 2025
Lot Size	2.95 acres (128,502 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2025)
Tax Bill	$811 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`065042 02101`

Property Details

APN / Parcel Number

Primary APN	`065042 02101`
Alternative APN	`042 02101`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	128,502 sqft (2.95 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	785 PILOT MOUNTAIN RD
City	SUNBRIGHT
State	TN
Zip	37872-2831
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 05, COUNTY AREA: M01
Legal Subdivision	LOT 7
Legal Lot Number	7
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	110200

Owner

785 Pilot Mountain Rd, a mobile home, is owned and occupied by an individual who bought it in July 2025.

Source: Morgan County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	785 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Jan 24, 2005	Deed of Trust, Mortgage · Conventional Mortgage PROGRESSIVE BANK
Sep 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jul 31, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 4, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Aug 4, 2004 · Amount on File
Deed Document Number	202592397
Deed Book / Page	345 / 4
Prior Transfer Date	Jun 4, 2024
Prior Transfer Doc	000322/867
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Recording Date	Jun 4, 2026
Property Address	785 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2831
Document Number	0000095965
Book / Page	361 / 750
Instrument Date	Mar 30, 2026
Instrument	202695965
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095965,
Date	Jun 4, 2026
Book Page	361/750
Instrument	202695965

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	785 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2831
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000028/646
Date	Jan 24, 2005
Book Page	28/646
Instrument	8117

Lender

Name	PROGRESSIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	785 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2831
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000330/192
Date	Sep 30, 2024
Book Page	330/192
Instrument	89059

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	302 Months
Due	Nov 1, 2049

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Jul 31, 2025
Property Address	785 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2831
Document Number	00000345/4
Book / Page	345 / 4
Instrument Date	Jul 18, 2025
Instrument	92397
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2831

Mortgage

Document Number	0000092398
Date	Jul 31, 2025
Instrument	92398

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN TN
Recording Date	Jun 4, 2024
Property Address	785 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2831
Document Number	000322/867
Book / Page	322 / 867
Map Reference	CAB 1 PG 320
Instrument Date	Jun 4, 2024
Instrument	87590
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 DEER LODGE HWY, SUNBRIGHT, TN 37872-2919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 DEER LODGE HWY, SUNBRIGHT, TN 37872-2919

Tax Assessment & Valuation

The 2025 property tax bill for 785 Pilot Mountain Rd was $811.

Source: Morgan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$811.00	$29,825 Land $4,275 Building $25,550
2023		$4,275 Land $4,275
2022	$116.00
2021			$119,300 Land $17,100 Building $102,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 785 Pilot Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Pilot Mountain Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 95% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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