658 Pilot Mountain Rd, Sunbright, TN 37872 Property Records

Morgan County property record for 658 Pilot Mountain Rd, Sunbright, TN 37872

Property Summary

Property Type	Rural Home
Details	1,404 sqft · built 2014
Lot Size	31.7 acres (1,384,772 sqft)
Owner	Individual Name on File
Last Sale	$424,000 (Sep 2023)
Tax Bill	$676 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065042 02301`

Property Details

APN / Parcel Number

Primary APN	`065042 02301`
Alternative APN	`042 02301`

Interior

Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 2014
Architectural Style	Mobile/Manufactured
Lot Area	1,384,772 sqft (31.7 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	384 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	658 PILOT MOUNTAIN RD
City	SUNBRIGHT
State	TN
Zip	37872-2828
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:05 MAP REF:042
Jurisdiction	MORGAN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1116
Census Tract	110100

Owner

658 Pilot Mountain Rd, a rural home, is owned and occupied by an individual who bought it in September 2023.

Source: Morgan County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	658 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC
Sep 5, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Mar 4, 2022	Warranty Deed, Transfer · Line of Credit WELLS FARGO BANK NA
Nov 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PUTNAM COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Document Number	84921
Deed Book / Page	311 / 211
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	658 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2828
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2828

Mortgage

Document Number	000347/714
Date	Sep 18, 2025
Book Page	347/714
Instrument	92979

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Sep 5, 2023
Property Address	658 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2828
Document Number	000311/211
Book / Page	311 / 211
Instrument Date	Aug 31, 2023
Instrument	84921
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	CAPSTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2828

Mortgage

Document Number	000311/213
Date	Sep 5, 2023
Book Page	311/213
Instrument	84922

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Mar 4, 2022
Property Address	658 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2828
Document Number	000285/604
Book / Page	285 / 604
Instrument Date	Feb 25, 2022
Instrument	78710
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2828

Mortgage

Document Number	0000078711
Date	Mar 4, 2022
Instrument	78711

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	658 PILOT MOUNTAIN RD, SUNBRIGHT, TN 37872-2828
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PILOT MTN RD

Mortgage

Document Number	0000000244/0000000095
Date	Nov 18, 2019
Book Page	0000000244/0000000095
Instrument	69051

Lender

Name	BANK OF PUTNAM COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 658 Pilot Mountain Rd was $676 with an additional exemption.

Source: Morgan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$676.00 Additional exemption filed	$24,875 Land $7,250 Building $17,625
2023		$40,950 (+45.47%) Land $23,325 Building $17,625
2022	$765.00	$28,150 Land $7,250 Building $20,900	$112,600 (-31.26%) Land $29,000 Building $83,600
2021			$163,800 Land $93,300 Building $70,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 658 Pilot Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 18, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 Pilot Mountain Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 95% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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