Clay County property record for 785 Mill Rd, Moss, TN 38575
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,161 sqft · built 2004 |
| Lot Size | 2.34 acres (101,930 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $100 (Oct 2002) |
| Tax Bill | $1,390 (2025) |
| Deeds & Mortgages | May 2026 Transfer Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014029 02706 |
| Primary APN | 014029 02706 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,161 sqft Living Area |
| 1st Floor Area | 1,891 sqft |
| Upper Floors Area | 900 sqft |
| Basement Area | 1,891 sqft |
| Unfinished Basement | 1,891 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 101,930 sqft (2.34 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Patio Area | 732 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 785 MILL RD |
|---|---|
| City | MOSS |
| State | TN |
| Zip | 38575-6512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 WEST HALF OF LOTS 6&8, COUNTY AREA: R01 |
| Legal Lot Number | 6,8 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 955000 |
Source: Clay County assessment roll, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 785 OLD MILL RD, MOSS, TN 38575 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 15, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 1, 2002 · Amount on Record |
| Deed Sale | Oct 1, 2002 · Amount on Record |
| Prior Sale | Sep 10, 1998 |
| Deed Book / Page | 78 / 130 |
| Last Transfer Date | May 15, 2026 |
| Transfer Doc | 0000000696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | May 15, 2026 |
| Property Address | 785 MILL RD, MOSS, TN 38575-6512 |
| Document Number | 0000000696 |
| Book / Page | 131 / 557 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026696 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 785 MILL RD, MOSS, TN 38575-6512 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Name | Verified Name |
|---|
| Document Number | TD158/607 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | TD158/607 |
| Instrument | 20000901 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,390.00 | $53,450 (-) Land $2,975 Building $50,475 | |
| 2023 | $53,450 (-) Land $2,975 Building $50,475 | ||
| 2022 | $1,390.00 | $53,450 Land $2,975 Building $50,475 | $213,800 Land $11,900 Building $201,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST CLAY COUNTY UTILITY serves 4,437 people · EPA ID TN0000573 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Telephone Cooperative Fiber | 8,000 / 8,000 |
5G and 4G LTE (outdoors only)
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