785 Mill Rd, Moss, TN 38575 Property Records

Clay County property record for 785 Mill Rd, Moss, TN 38575

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,161 sqft · built 2004
Lot Size2.34 acres (101,930 sqft)
Owner2 Company Names on File
Last Sale$100 (Oct 2002)
Tax Bill$1,390 (2025)
Deeds & MortgagesMay 2026 Transfer
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN014029 02706

Property Details

APN / Parcel Number

Primary APN014029 02706
Alternative APN
  • 029 02706

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,161 sqft Living Area
1st Floor Area1,891 sqft
Upper Floors Area900 sqft
Basement Area1,891 sqft
Unfinished Basement1,891 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area101,930 sqft (2.34 acres)
PorchSlab
Porch Area240 sqft
Patio Area732 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address785 MILL RD
CityMOSS
StateTN
Zip38575-6512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01 WEST HALF OF LOTS 6&8, COUNTY AREA: R01
Legal Lot Number6,8
JurisdictionCLAY TN
Township / Civil Division5
Census Block Group3
Census Block3017
Census Tract955000

Owner

Source: Clay County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address785 OLD MILL RD, MOSS, TN 38575
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPSTAR BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 1, 2002 · Amount on Record
Deed SaleOct 1, 2002 · Amount on Record
Prior SaleSep 10, 1998
Deed Book / Page78 / 130
Last Transfer DateMay 15, 2026
Transfer Doc0000000696
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY TN
Recording DateMay 15, 2026
Property Address785 MILL RD, MOSS, TN 38575-6512
Document Number0000000696
Book / Page131 / 557
Instrument DateMay 15, 2026
Instrument2026696
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY TN
Property Address785 MILL RD, MOSS, TN 38575-6512
Transaction TypeMortgage
Record UpdatedAug 28, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberTD158/607
DateAug 11, 2020
Book PageTD158/607
Instrument20000901
Lender
NameCAPSTAR BANK
TypeBank
AddressNASHVILLE, TN 37215
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,390.00$53,450 (-) Land $2,975 Building $50,475
2023$53,450 (-) Land $2,975 Building $50,475
2022$1,390.00$53,450 Land $2,975 Building $50,475$213,800 Land $11,900 Building $201,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2010–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST CLAY COUNTY UTILITY
serves 4,437 people · EPA ID TN0000573
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes Telephone Cooperative
Fiber
8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number