538 Mill Rd, Moss, TN 38575 Property Records

Clay County property record for 538 Mill Rd, Moss, TN 38575

Property Summary

Property Type	Mobile Home
Details	896 sqft · built 1996
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$9,300 (Jul 2017)
Tax Bill	$197 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014029 03901`

Property Details

APN / Parcel Number

Primary APN	`014029 03901`
Alternative APN	`029 03901`

Interior

Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile/Manufactured
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	150 ft deep x 400 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	64 sqft
Pole Barn	3,150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	538 MILL RD
City	MOSS
State	TN
Zip	38575-6510
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 01 400X150, COUNTY AREA: R01
Jurisdiction	CLAY TN
Township / Civil Division	1
Census Block Group	1
Census Block	1029
Census Tract	955100

Owner

Source: Clay County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6972 STATE ROUTE 564 N, FARMINGTON, KY 42040-9216
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
May 28, 2019	Intrafamily Transfer, Transfer
Jul 21, 2017	Trustee's Deed, Foreclosure Foreclosure Auction
Mar 10, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	2017776
Deed Book / Page	108 / 148
Last Transfer Date	Apr 30, 2019
Transfer Doc	0WD111/744
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	538 MILL RD, MOSS, TN 38575-6510
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD187/362
Date	Nov 20, 2025
Book Page	TD187/362
Instrument	25001407

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jan 1, 2056

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY TN
Recording Date	May 28, 2019
Property Address	538 MILL RD, MOSS, TN 38575-6510
Document Number	0WD111/744
Book / Page	WD111 / 744
Instrument Date	Apr 30, 2019
Instrument	19000564
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MILL RD, MOSS, TN 38575-6510

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY TN
Recording Date	Jul 21, 2017
Property Address	538 MILL RD, MOSS, TN 38575-6510
Document Number	0WD108/148
Book / Page	WD108 / 148
Map Reference	MB 107 PG 228
Instrument Date	Jul 21, 2017
Instrument	17000776
Transaction Type	Foreclosure
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Tax	$34.41
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 414, WOODBURY, TN 37190-0414

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY TN
Recording Date	Mar 10, 2017
Property Address	538 MILL RD, MOSS, TN 38575-6510
Document Number	000107/228
Book / Page	107 / 228
Instrument Date	Mar 9, 2017
Instrument	17000228
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MILL RD, MOSS, TN 38575-6510

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$197.00	$7,575 (-) Land $1,375 Building $6,200
2023		$7,575 (-) Land $1,375 Building $6,200
2022	$197.00	$7,575 Land $1,375 Building $6,200	$30,300 Land $5,500 Building $24,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST CLAY COUNTY UTILITY serves 4,437 people · EPA ID TN0000573
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Rd

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