785 Lynwood Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 785 Lynwood Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,972 sqft · built 2003
Lot Size	0.209 acres (9,083 sqft)
Owner	Company Name on Record
Last Sale	$1,368,000 (Jan 2008)
Tax Bill	$24,902 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`254-690-47-00`

Property Details

APN / Parcel Number

Primary APN	`254-690-47-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,972 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,083 sqft (0.209 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	785 LYNWOOD DR
City	ENCINITAS
State	CA
Zip	92024-2389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 47 TR 014280
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014280
Legal Block	2
Legal Lot Number	47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	785 LYNWOOD DR, ENCINITAS, CA 92024-2389
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Apr 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2008 · Amount on Record
Deed Sale	Jan 28, 2008 · Amount on Record
Prior Sale	Dec 2, 2002 · Amount on Record
Deed Document Number	200840805
Last Transfer Date	Apr 9, 2020
Transfer Doc	0000208841
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	785 LYNWOOD DR, ENCINITAS, CA 92024-2389
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 LYNWOOD DR, ENCINITAS, CA 92024-2389

Mortgage

Document Number	0000083142
Date	Feb 3, 2021
Instrument	2021-0083142

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2036

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	785 LYNWOOD DR, ENCINITAS, CA 92024-2389
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 LYNWOOD DR, ENCINITAS, CA 92024-2389

Mortgage

Document Number	0000042919
Date	Feb 21, 2023
Instrument	2023-0042919

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 9, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	785 LYNWOOD DR, ENCINITAS, CA 92024-2389
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214890
Date	Apr 28, 2020
Instrument	2020-0214890

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	2.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	785 LYNWOOD DR, ENCINITAS, CA 92024-2389
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000299803
Date	Jun 11, 2020
Instrument	2020-0299803

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2020
Property Address	785 LYNWOOD DR, ENCINITAS, CA 92024-2389
Document Number	0000208841
Instrument Date	Apr 9, 2020
Instrument	208841
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	785 LYNWOOD DR ENCINITAS CA 920242389, ENCINITAS, CA 92024-2389

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	785 LYNWOOD DR, ENCINITAS, CA 92024-2389
Document Number	0000080241
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 LYNWOOD DR ENCINITAS CA 920242389, ENCINITAS, CA 92024-2389

Mortgage

Document Number	0000080241
Date	Feb 17, 2017
Instrument	80241

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,912,257 (+2%) Land $626,995 Building $1,285,262
2025	$24,902.00 (+3.37%) Homeowner's exemption	$1,874,762 (+4.04%) Land $614,701 Building $1,260,061
2023	$24,089.00 (+5.62%) Homeowner's exemption	$1,801,965 Land $590,833 Building $1,211,132
2022	$22,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

Nearby Properties on Lynwood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures