773 Lynwood Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 773 Lynwood Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,432 sqft · built 2003
Lot Size	0.218 acres (9,512 sqft)
Owner	Company Name on Record
Last Sale	$1,825,000 (Mar 2021)
Tax Bill	$26,390 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`254-690-48-00`

Property Details

APN / Parcel Number

Primary APN	`254-690-48-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,432 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,512 sqft (0.218 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	773 LYNWOOD DR
City	ENCINITAS
State	CA
Zip	92024-2389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 48 TR 014280
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014280
Legal Block	2
Legal Lot Number	48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	773 LYNWOOD DR, ENCINITAS, CA 92024-2389
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Dec 12, 2022	Intrafamily Transfer, Transfer
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Mar 30, 2021	Grant Deed, Transfer · Conventional Mortgage BBVA USA
Jan 27, 2017	Deed of Trust, Mortgage · ARM US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	May 29, 2003 · Amount on Record
Deed Document Number	2021246554
Last Transfer Date	Nov 26, 2022
Transfer Doc	0000464554
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	773 LYNWOOD DR, ENCINITAS, CA 92024-2389
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 LYNWOOD DR, ENCINITAS, CA 92024-2389

Mortgage

Document Number	0000194953
Date	Jul 24, 2023
Instrument	2023-0194953

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 12, 2022
Property Address	773 LYNWOOD DR, ENCINITAS, CA 92024-2389
Document Number	0000464554
Map Reference	MAP 14280
Instrument Date	Nov 26, 2022
Instrument	2022-0464554
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	773 LYNWOOD DR, ENCINITAS, CA 92024-2389

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	773 LYNWOOD DR, ENCINITAS, CA 92024-2389
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 LYNWOO DDR, ENCINITAS, CA 92024-2389

Mortgage

Document Number	0000208139
Date	May 16, 2022
Instrument	2022-0208139

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	773 LYNWOOD DR, ENCINITAS, CA 92024-2389
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 DEAN DR, CARDIFF BY THE SEA, CA 92007-1409

Mortgage

Document Number	0000441748
Date	Jun 16, 2021
Instrument	2021-0441748

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2021
Property Address	773 LYNWOOD DR, ENCINITAS, CA 92024-2389
Document Number	0000246554
Map Reference	MAP 14280
Instrument Date	Feb 27, 2021
Instrument	2021-0246554
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	773 LYNWOOD DR, ENCINITAS, CA 92024-2389

Mortgage

Document Number	0000246555
Date	Mar 30, 2021
Instrument	2021-0246555

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	773 LYNWOOD DR, ENCINITAS, CA 92024-2389
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043150
Date	Jan 27, 2017
Instrument	2017-0043150

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,071,125 (+2%) Land $1,192,406 Building $878,719
2025	$26,390.00 (+7.01%) Homeowner's exemption	$2,030,516 (+6.94%) Land $1,169,026 Building $861,490
2023	$24,662.00 (+4.96%) Homeowner's exemption	$1,898,730 Land $1,123,632 Building $775,098
2022	$23,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

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