785 E 3rd St, Galesburg, IL 61401 Property Records

Knox County property record for 785 E 3rd St, Galesburg, IL 61401

Property Summary

Property Type	Single Family Home
Details	1,014 sqft · built 1918
Owner	Individual Name on Record
Tax Bill	$2,646 (2022)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99-14-330-018`

Property Details

APN / Parcel Number

Primary APN	`99-14-330-018`
Alternative APN	`99-14-330-030`

Interior

Stories	2 Stories
Building Area	1,014 sqft
Gross Area	2,028 sqft
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1918
Construction Type	Wood Frame
Garage Area	720 sqft

Location & Zoning

Street Address	785 E 3RD ST
City	GALESBURG
State	IL
Zip	61401-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATTERS SD LOTS 18 THRU 26 BLK 71 LOTS 6 & 7
Legal Subdivision	WATTERS SD
Legal Block	71
Legal Lot Number	18-7
Jurisdiction	KNOX IL
Census Block Group	3
Census Block	3022
Census Tract	1000

Owner

Source: Knox County records, as of October 23, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	785 E 3RD ST, GALESBURG, IL 61401-6121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Aug 10, 2020	Deed of Trust, Mortgage · Conventional with PMI IH MS VLY CU
Nov 18, 2019	Quit Claim Deed, Transfer · Conventional with PMI IH MS VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019
Deed Sale	Nov 18, 2019
Deed Document Number	1059496
Record Updated	Jun 7, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	785 E 3RD ST, GALESBURG, IL 61401-6121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001039607
Date	Mar 9, 2017
Instrument	1039607

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	785 E 3RD ST, GALESBURG, IL 61401-6121
Document Number	0001065365
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 E 3RD ST GALESBURG IL 614016121, GALESBURG, IL 61401-6121

Mortgage

Document Number	0001065365
Date	Aug 14, 2020
Instrument	1065365

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Aug 13, 2030

Interest

Rate Type	Fixed Rate
Rate	2.5%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX IL
Recording Date	Nov 18, 2019
Property Address	785 E 3RD ST, GALESBURG, IL 61401-6121
Document Number	0001059496
Instrument Date	Nov 4, 2019
Instrument	1059496
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 E 3RD ST GALESBURG IL 614016121, GALESBURG, IL 61401-6121

Mortgage

Document Number	1059497
Date	Nov 18, 2019
Instrument	1059497

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Knox County assessment roll, as of January 1, 2021

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Galesburg City Township
Municipality	Galesburg City
Unified School District	Galesburg Community Unit School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,646.00	$33,920 Land $4,480 Building $29,440	$101,760 Land $13,440 Building $88,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALESBURG serves 31,620 people · EPA ID IL0950200
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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