761 E 3rd St, Galesburg, IL 61401 Property Records

Knox County property record for 761 E 3rd St, Galesburg, IL 61401

Property Summary

Property Type	Single Family Home
Details	1 ba · 932 sqft · built 1925
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Dec 2020)
Tax Bill	$1,202 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`99-14-330-016`

Property Details

APN / Parcel Number

Primary APN	`99-14-330-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	932 sqft Base Area
1st Floor Area	932 sqft
Basement Area	932 sqft
Unfinished Basement	932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	198 ft deep x 50 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	761 E 3RD ST
City	GALESBURG
State	IL
Zip	61401-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATTERS SUB DIV S D LOTS 18 THRU 26 BLK 71 LOT 9
Legal Subdivision	WATTERS SUB
Legal Block	71
Legal Lot Number	18-9
Jurisdiction	KNOX IL
Township / Civil Division	GALESBURG CITY
Census Block Group	3
Census Block	3022
Census Tract	1000

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	761 E 3RD ST, GALESBURG, IL 61401-6121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CBI BANK & TRUST
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit CBI BANK & TRUST
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOMPKINS STATE BANK
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK
Oct 13, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	761 E 3RD ST, GALESBURG, IL 61401-6121
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001074989
Date	Oct 6, 2021
Instrument	1074989

Lender

Name	CBI BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2051

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	761 E 3RD ST, GALESBURG, IL 61401-6121
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001082809
Date	Oct 13, 2022
Instrument	1082809

Lender

Name	CBI BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2052

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	761 E 3RD ST, GALESBURG, IL 61401-6121
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001049401
Date	Jul 2, 2018
Instrument	1049401

Lender

Name	TOMPKINS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Dec 17, 2020
Property Address	761 E 3RD ST, GALESBURG, IL 61401-6121
Document Number	0001068395
Map Reference	VL3 PG174
Instrument Date	Dec 15, 2020
Instrument	1068395
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	761 E 3RD ST, GALESBURG, IL 61401-6121

Mortgage

Document Number	0001068396
Date	Dec 17, 2020
Instrument	1068396

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.13%

October 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	KNOX IL
Recording Date	Oct 13, 2020
Property Address	761 E 3RD ST, GALESBURG, IL 61401-6121
Document Number	0001066836
Instrument Date	Oct 6, 2020
Instrument	1066836
Transaction Type	Foreclosure
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Galesburg City Township
Municipality	Galesburg City
Unified School District	Galesburg Community Unit School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,202.00 (+23.54%)	$18,980 (+16.66%) Land $2,450 Building $16,530	$56,940 (+16.66%) Land $7,350 Building $49,590
2022	$973.00	$16,270 Land $2,240 Building $14,030	$48,810 Land $6,720 Building $42,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALESBURG serves 31,620 people · EPA ID IL0950200
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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