Cook County property record for 765 Algona Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,429 sqft · built 1973 |
| Lot Size | 0.2 acres (8,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,000 (Jul 2026) |
| Tax Bill | $2,309 (2023) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-306-017 |
| Primary APN | 06-07-306-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,429 sqft Living Area |
| 1st Floor Area | 1,429 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,700 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 765 ALGONA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LORDS) (PARK) MANOR (UNIT2) SUB OF LT 3 & 5 IN CIRCU IT COURT PARTITION OF PTS OF SECS 6 & 7 SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | LORDS PARK MANOR UNIT2 |
| Legal Lot Number | 3,5 |
| Legal Unit | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 804403 |
Source: Cook County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2239 PENNVIEW LN, C, SCHAUMBURG, IL 60194-5827 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION |
| May 5, 2026 | Executor's Deed, Construction Loan · Construction Mortgage REPUBLIC BANK/CHICAGO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | May 5, 2026 · Amount on Record |
| Deed Document Number | 202619729052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 16, 2026 |
| Property Address | 765 ALGONA AVE, ELGIN, IL 60120-3106 |
| Document Number | 0000029052 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202629052 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,146.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000029053, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202619729053 |
| Name | CONSUMERS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 5, 2026 |
| Property Address | 765 ALGONA AVE, ELGIN, IL 60120-3106 |
| Document Number | 0000002043 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20262043 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,927.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223 |
| Document Number | 0000000020, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026125202612520 |
| Name | REPUBLIC BANK/CHICAGO |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Due | May 30, 2026 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,000 (+22.73%) Land $6,090 Building $20,910 | $270,000 (+22.73%) Land $60,900 Building $209,100 | |
| 2023 | $2,309.00 (-0.22%) | ||
| 2022 | $2,314.00 Homeowner's exemption | $22,000 Land $5,655 Building $16,345 | $220,000 Land $56,550 Building $163,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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