Saginaw County property record for 7849 Ditch Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1972 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Aug 2017) |
| Tax Bill | $1,803 (2025) |
| Deeds & Mortgages | Aug 2018 Transfer Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-36-2105-000 |
| Primary APN | 13-09-3-36-2105-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7849 DITCH RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 5 DITCH-AMMAN ESTATES PART OF THE NW 1/4 SEC 36 T09N R3E |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 36 |
| Legal Subdivision | DITCH-AMMAN ESTATES |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 12700 |
7849 Ditch Rd is owned and occupied by two individuals who bought it in August 2017.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7849 DITCH RD, CHESANING, MI 48616-9782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 8, 2017 | Warranty Deed, Transfer MORTGAGE ONE FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2017 · Amount on File |
| Deed Sale | Aug 8, 2017 · Amount on File |
| Prior Sale | Mar 29, 2005 · Amount on File |
| Deed Document Number | 201722756 |
| Deed Book / Page | 18 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 9, 2018 |
| Property Address | 7849 DITCH RD, CHESANING, MI 48616-9782 |
| Document Number | 0000021211 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 21211 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10217 DUFFIELD RD MONTROSE MI 484579117, MONTROSE, MI 48457-9117 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 8, 2017 |
| Property Address | 7849 DITCH RD, CHESANING, MI 48616-9782 |
| Document Number | 2017022756 |
| Book / Page | 18 / 15 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 2017022756 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 E CLINTON ST, OVID, MI 48866-9800 |
| Document Number | 0000022757 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 2017022757 |
| Name | MORTGAGE ONE FINANCIAL SERVICES |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 341 Months |
| Due | Jan 1, 2046 |
The 2025 property tax bill for 7849 Ditch Rd was $1,803 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,900 | $137,800 | |
| 2025 | $1,803.00 Homeowner's exemption | ||
| 2023 | $55,700 | $111,400 | |
| 2022 | $1,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7849 Ditch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7849 Ditch Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Brightspeed.
5G (outdoors only) and 4G LTE
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