7785 Ditch Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 7785 Ditch Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1970
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$193,750 (Jul 2024)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-36-2102-000`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-36-2102-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7785 DITCH RD
City	CHESANING
State	MI
Zip	48616-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 2 DITCH-AMMAN ESTATES PART OF THE NW 1/4 SEC 36 T09N R3E
Legal Range	03E
Legal Township	09N
Legal Section	36
Legal Subdivision	DITCH-AMMAN ESTATES
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	4
Census Block	4020
Census Tract	12700

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7785 DITCH RD, CHESANING, MI 48616-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 28, 2018	Deed, Transfer · Stand-Alone Refinance AMERIFIRST FINANCIAL
Aug 31, 2018	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Aug 31, 2018
Deed Document Number	202415837
Prior Transfer Date	Sep 28, 2009
Prior Transfer Doc	0000027678
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	7785 DITCH RD, CHESANING, MI 48616-9782
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7785 DITCH RD, CHESANING, MI 48616-9782

Mortgage

Document Number	0000004035
Date	Mar 2, 2026
Instrument	2026004035

Lender

Name	THE DART BANK
Type	Bank
Address	500 N HOMER ST, LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	7785 DITCH RD, CHESANING, MI 48616-9782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7785 DITCH RD, CHESANING, MI 48616-9782

Mortgage

Document Number	0000024391
Date	Sep 28, 2020
Instrument	2020024391

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 28, 2018
Property Address	7785 DITCH RD, CHESANING, MI 48616-9782
Document Number	2018029565
Instrument Date	Nov 21, 2018
Instrument	2018029565
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7310 EASTON RD, NEW LOTHROP, MI 48460-9737

Mortgage

Document Number	0000029566
Date	Nov 28, 2018
Instrument	2018029566

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2046

August 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SAGINAW MI
Recording Date	Aug 31, 2018
Property Address	7785 DITCH RD, CHESANING, MI 48616-9782
Document Number	0000022912
Instrument Date	Jul 11, 2018
Instrument	22912
Transaction Type	Foreclosure
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,200 (+23.53%)	$176,400 (+23.53%)
2025	$3,126.00 (+60.47%) Homeowner's exemption
2023		$71,400	$142,800
2022	$1,948.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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