7849 16th Ave Trl, Luzerne, IA 52257 Property Records

Benton County property record for 7849 16th Ave Trl, Luzerne, IA 52257

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,552 sqft · built 1952
Lot Size	9.45 acres (411,642 sqft)
Owner	Individual Name on Record
Tax Bill	$3,520 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`77028950`

Property Details

APN / Parcel Number

Primary APN	`77028950`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,552 sqft
Unfinished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	411,642 sqft (9.45 acres)
Garage Type	Mixed
Garage Area	2,064 sqft
Parking Spaces	8 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	7849 16TH AVENUE TRL
City	LUZERNE
State	IA
Zip	52257-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL B SE NW & SW NE 30 82 11
Legal Range	11W
Legal Township	82N
Legal Section	30
Jurisdiction	BENTON IA
Township / Civil Division	LEROY
Census Block Group	2
Census Block	2054
Census Tract	960600

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7849 16TH AVENUE TRL, LUZERNE, IA 52257-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 30, 2017	Warranty Deed, Transfer · Conventional Mortgage PREMIER HOME MORTGAGE INC
Mar 2, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 11, 2021
Transfer Doc	0000001004
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	7849 16TH AVENUE TRL, LUZERNE, IA 52257-9611
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210528
Date	Feb 3, 2021
Instrument	21-0528

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Mar 30, 2017
Property Address	7849 16TH AVENUE TRL, LUZERNE, IA 52257-9611
Document Number	00E17/0500
Book / Page	E17 / 0500
Instrument Date	Mar 21, 2017
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7849 16TH AVENUE TRL, LUZERNE, IA 52257-9611

Mortgage

Document Number	00E17/0501
Date	Mar 30, 2017
Book Page	E17/0501

Lender

Name	PREMIER HOME MORTGAGE INC
Type	Mortgage Company
Address	RAPID CITY, SD 57701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Mar 2, 2017
Property Address	7849 16TH AVENUE TRL, LUZERNE, IA 52257-9611
Document Number	00017/0500
Book / Page	17 / 0500
Instrument Date	Feb 28, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,520.00 (+6.34%)	$353,200 (-) Land $118,900 Building $234,300	$353,200 (-) Land $118,900 Building $234,300
2025		$353,200 (+22.6%) Land $118,900 Building $234,300	$353,200 (+22.6%) Land $118,900 Building $234,300
2024	$3,310.00 (+13.43%)
2023		$288,100 (+16.73%) Land $111,400 Building $176,700	$288,100 (+16.73%) Land $111,400 Building $176,700
2022	$2,918.00 Homeowner's exemption	$246,800 Land $89,200 Building $157,600
2021			$246,800 Land $89,200 Building $157,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 77% of Iowa
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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