7768 16th Ave Trl, Luzerne, IA 52257 Property Records

Benton County property record for 7768 16th Ave Trl, Luzerne, IA 52257

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,120 sqft · built 1911
Lot Size4.89 acres (213,008 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Aug 2006)
Tax Bill$2,954 (2026)
Deeds & MortgagesJun 2019 Refinance
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN77024000

Property Details

APN / Parcel Number

Primary APN77024000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,120 sqft Living Area
1st Floor Area1,060 sqft
Basement Area1,060 sqft
Unfinished Basement1,060 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area213,008 sqft (4.89 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area45 sqft
Patio Area160 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address7768 16TH AVENUE TRL
CityLUZERNE
StateIA
Zip52257-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL A E 1/4 SE 1/4 19 82 11 4.89A
Legal Range11W
Legal Township82N
Legal Section19
JurisdictionBENTON IA
Township / Civil DivisionLEROY
Census Block Group2
Census Block2051
Census Tract960600

Owner

7768 16th Ave Trl is owned and occupied by two individuals who bought it in August 2006.

Source: Benton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address7768 16TH AVENUE TRL, LUZERNE, IA 52257-9604
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
UNIVERSITY OF IOWA CREDIT UNION
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
GREEN STATE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2006 · Amount on File
Deed SaleAug 28, 2006 · Amount on File
Deed Book / Page6 / 4465
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON IA
Property Address7768 16TH AVENUE TRL, LUZERNE, IA 52257-9604
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00019/1065
DateJun 19, 2019
Book Page19/1065
Instrument19-1065
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON IA
Property Address7768 16TH AVENUE TRL, LUZERNE, IA 52257-9604
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000204897
DateNov 2, 2020
Instrument20-4897
Lender
NameGREEN STATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueNov 15, 2030
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7768 16th Ave Trl was $2,954 with a homeowner's exemption.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBenton County
Unified School DistrictBenton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,954.00$321,800 (-) Land $79,000 Building $242,800$321,800 (-) Land $79,000 Building $242,800
2025$321,800 Land $79,000 Building $242,800$321,800 Land $79,000 Building $242,800
2024$2,878.00
2023$292,700 (+29.92%) Land $71,500 Building $221,200$292,700 Land $71,500 Building $221,200
2022$2,614.00 Homeowner's exemption$225,300 Land $57,200 Building $168,100
2021$225,300 Land $57,200 Building $168,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7768 16th Ave Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7768 16th Ave Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
USA Communications
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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