7847 O Neil Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 7847 O Neil Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,015 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jul 2021)
Tax Bill	$4,563 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`24097`

Property Details

APN / Parcel Number

Primary APN	`24097`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,015 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	1,040 sqft
Porch	Slab
Deck Area	510 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7847 O NEIL RD
City	GLOUCESTER
State	VA
Zip	23061-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	BAXTERS LOT 3 SEVERN RIVER - NORTHWEST BRANCH
Legal Subdivision	PLAT: PB20 154
Legal Lot Number	3
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1021
Census Tract	100400

Owner

7847 O Neil Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7847 O NEIL RD, GLOUCESTER, VA 23061-4506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNE FIRST MORTGAGE
Nov 14, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Deed Document Number	20215120
Prior Transfer Date	Oct 11, 2007
Prior Transfer Doc	0000008770
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 20, 2021
Property Address	7847 O NEIL RD, GLOUCESTER, VA 23061-4506
Document Number	210005120
Instrument Date	Jul 15, 2021
Instrument	210005120
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	NOT AVAILABLE, METRO TITLE & STLMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7847 O NEIL RD, GLOUCESTER, VA 23061-4506

Mortgage

Document Number	210005121
Date	Jul 20, 2021
Instrument	210005121

Lender

Name	TOWNE FIRST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 14, 2017
Property Address	7847 O NEIL RD, GLOUCESTER, VA 23061-4506
Document Number	0170005429
Instrument Date	Oct 18, 2017
Instrument	170005429
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7847 O NEIL RD, GLOUCESTER, VA 23061-4506

Tax Assessment & Valuation

The 2026 property tax bill for 7847 O Neil Rd was $4,563, up 7.4% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,563.00 (+7.42%)	$769,540 (+13.03%) Land $152,730 Building $616,810	$769,540 (+13.03%) Land $152,730 Building $616,810
2025	$4,248.00 (+5.23%)	$680,850 (-) Land $130,650 Building $550,200	$680,850 (-) Land $130,650 Building $550,200
2024	$4,037.00	$680,850 (-) Land $130,650 Building $550,200	$680,850 (-) Land $130,650 Building $550,200
2023	$4,037.00 (-2.72%)	$680,850 (+20.56%) Land $130,650 Building $550,200	$680,850 (+20.56%) Land $130,650 Building $550,200
2022	$4,150.00	$564,720 Land $173,250 Building $391,470	$564,720 Land $173,250 Building $391,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7847 O Neil Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 252 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	137 (1991–2025)
Claims Outside the SFHA	3 of 137
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 9 claims Hurricane Isabel, Sep 2003 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7847 O Neil Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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