Gloucester County property record for 7791 O Neil Rd, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,143 sqft · built 2007 |
| Lot Size | 3.19 acres (138,956 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,420 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 42094 |
| Primary APN | 42094 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,143 sqft Living Area |
| Attic | Attic |
| Attic Area | 504 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 138,956 sqft (3.19 acres) |
| Garage Area | 504 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7791 O NEIL RD |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-4563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | BAXTER'S LOT 1 |
| Legal Subdivision | PLAT: PB25 506 |
| Legal Lot Number | 1 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 100400 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7791 O NEIL RD, GLOUCESTER, VA 23061-4563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jun 23, 2026 |
| Property Address | 7791 O NEIL RD, GLOUCESTER, VA 23061-4563 |
| Document Number | 0000002774 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20262774 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002774, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20262774 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jun 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,420.00 (+5.4%) | $408,140 (+10.89%) Land $80,980 Building $327,160 | $408,140 (+10.89%) Land $80,980 Building $327,160 |
| 2025 | $2,296.00 (+5.22%) | $368,070 (-) Land $74,210 Building $293,860 | $368,070 (-) Land $74,210 Building $293,860 |
| 2024 | $2,182.00 | $368,070 (-) Land $74,210 Building $293,860 | $368,070 (-) Land $74,210 Building $293,860 |
| 2023 | $2,182.00 (+3.61%) | $368,070 (+28.43%) Land $74,210 Building $293,860 | $368,070 (+28.43%) Land $74,210 Building $293,860 |
| 2022 | $2,106.00 | $286,600 Land $53,420 Building $233,180 | $286,600 Land $53,420 Building $233,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 252 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 137 (1991–2025) |
| Claims Outside the SFHA | 3 of 137 |
| Most Recent Claim | Oct 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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