7845 S Peppertree Dr, Gilbert, AZ 85298 Property Records

Maricopa County property record for 7845 S Peppertree Dr, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,236 sqft · built 2013
Lot Size	0.174 acres (7,581 sqft)
Owner	Owner Name on Record
Last Sale	$262,237 (Jul 2013)
Tax Bill	$2,655 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`304-86-170`

Property Details

APN / Parcel Number

Primary APN	`304-86-170`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	924 sqft
2nd Floor Area	1,312 sqft

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,581 sqft (0.174 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	7845 S PEPPERTREE DR
City	GILBERT
State	AZ
Zip	85298-7411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ADORA TRAILS PARCEL 2A MCR 1121-23
Legal Range	06E
Legal Township	02S
Legal Section	33
Legal Subdivision	ADORA TRAILS PARCEL 2A
Legal Lot Number	36
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2003
Census Tract	816004

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	7845 S PEPPERTREE DR, GILBERT, AZ 85298-7411
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Jul 26, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2013 · Amount on Record
Deed Sale	Jul 24, 2013 · Amount on Record
Prior Sale	Jul 24, 2013 · Amount on Record
Deed Document Number	20130674547
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	7845 S PEPPERTREE DR, GILBERT, AZ 85298-7411
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7845 SPEPPERTREE DR, GILBERT, AZ 85298

Mortgage

Document Number	0000721803
Date	Sep 20, 2022
Instrument	20220721803

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 28, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	7845 S PEPPERTREE DR, GILBERT, AZ 85298-7411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7845 S PEPPERTREE DR, GILBERT, AZ 85298-7411

Mortgage

Document Number	0001226854
Date	Dec 14, 2020
Instrument	20201226854

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	7845 S PEPPERTREE DR, GILBERT, AZ 85298-7411
Document Number	0000585898
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7845 S PEPPERTREE DR GILBERT AZ 852987411, GILBERT, AZ 85298-7411

Mortgage

Document Number	0000585898
Date	Jul 31, 2019
Instrument	585898

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,520 (-4.32%)	$465,200 (-4.32%) Land $93,000 Building $372,200
2025	$2,655.00 (+3.67%)
2024		$48,620	$486,200 Land $97,200 Building $389,000
2023	$2,561.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Tristate Wi-Fi by Wi-Fiber, Verizon.

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