7845 Ridge Rd, Frederick, MD 21702 Property Records

Frederick County property record for 7845 Ridge Rd, Frederick, MD 21702 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	3,000 sqft Total Area
Lot Size	74,923 sqft (1.72 acres)
Garage	Attached, 775 sqft
Occupancy	Owner Occupied
Last Sale	$739,000 (2021)
Tax Bill	$148.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`24-458326`
Alternative APN	`458326`

Interior

Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,000 sqft Total Area
1st Floor	1,592 sqft 1st Floor
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1988
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	74,923 sqft (1.72 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	775 sqft Garage
Deck Area	643 sqft Deck
Porch	1 Porch
Porch Area	77 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	458326
Street Address	7845 RIDGE RD
City	FREDERICK
State	MD
Zip	21702-3583
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 15 SECT 1 BLK A 1.726 ACRE ARCH BRIDGE
Legal Subdivision	ARCH BRIDGE
Legal Block	A
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Minor Civil Division	24, BRADDOCK
Census Blockgroup	1
Census Block	1008
Census Tract	751203

Owner

Source: Frederick County records · APN 24-458326

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7845 RIDGE RD, FREDERICK, MD 21702-3583
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Jan 26, 1995 · Amount on Record
Deed Doc Number	0015385378
Deed Book / Page	15385 / 378
Record Refreshed	Jun 07, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 14, 2021
Property Address	7845 RIDGE RD, FREDERICK, MD 21702-3583
Document Number	0153850378
Book / Page	15385 / 378
Map Reference	MB 21 PL 148
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,695.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	7845 RIDGE RD, FREDERICK, MD 21702-3583

Mortgage

Document Number	15385385
Date	Oct 14, 2021
Instrument	15385/385

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$148.00 Disabled Person's exemption Veteran's exemption	$498,600 Land $140,700 Building $357,900	$498,600 Land $140,700 Building $357,900

Flood & Wildfire

7845 Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.