Frederick County property record for 7839 Ridge Rd, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,319 sqft · built 1986 |
| Lot Size | 1.48 acres (64,904 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Aug 2020) |
| Tax Bill | $7,038 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-458334 |
| Primary APN | 24-458334 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,319 sqft Living Area |
| Gross Area | 3,219 sqft |
| 1st Floor Area | 2,319 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 145 sqft |
| Deck Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 458334 |
|---|---|
| Street Address | 7839 RIDGE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 17 SECT 1 BLK A 1.496 ACRE ARCH BRIDGE |
| Legal Subdivision | ARCH BRIDGE SEC 01 |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 751203 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7839 RIDGE RD, FREDERICK, MD 21702-3583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 27, 2020 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Nov 14, 2016 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Prior Sale | Jul 5, 1985 · Amount on Record |
| Deed Book / Page | 14019 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7839 RIDGE RD, FREDERICK, MD 21702-3583 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0137370491 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 13737/491 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 27, 2020 |
| Property Address | 7839 RIDGE RD, FREDERICK, MD 21702-3583 |
| Document Number | 0140190278 |
| Book / Page | 14019 / 278 |
| Map Reference | MB 21 FO 148 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 730 ACROPOLIS WAY APT 107, 730, FREDERICK, MD 21703-2270 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7839 RIDGE RD, FREDERICK, MD 21702-3583 |
| Document Number | 14019284 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 14019/284 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7839 RIDGE RD, FREDERICK, MD 21702-3583 |
| Document Number | 0116310402 |
| Book / Page | 011631 / 000402 |
| Instrument Date | Nov 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7839 RIDGE RD FREDERICK MD 217023583, FREDERICK, MD 21702-3583 |
| Document Number | 0116310402 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 011631/000402 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | JERICHO, NY 11753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 22, 2042 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $617,300 (+35.11%) Land $155,900 Building $461,400 | $617,300 (+35.11%) Land $155,900 Building $461,400 | |
| 2025 | $7,038.00 (+27.92%) | ||
| 2023 | $5,502.00 | $456,900 Land $138,900 Building $318,000 | $456,900 Land $138,900 Building $318,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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