784 Two Lake Trl, Dunlap, TN 37327 Property Records

Sequatchie County property record for 784 Two Lake Trl, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,092 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Nov 2023)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077053 00712`

Property Details

APN / Parcel Number

Primary APN	`077053 00712`
Alternative APN	`053 00712`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,092 sqft Living Area
1st Floor Area	1,252 sqft
Upper Floors Area	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	936 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	308 sqft
Deck Area	368 sqft
Patio Area	464 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	784 TWO LAKE TRL
City	DUNLAP
State	TN
Zip	37327-6592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: STONE CREEK CABINS
Legal Subdivision	STONE CREEK CABINS
Legal Lot Number	322
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	9
Census Block Group	1
Census Block	1074
Census Tract	60102

Owner

784 Two Lake Trl is owned and occupied by an individual who bought it in November 2023.

Source: Sequatchie County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	784 TWO LAKE TRL, DUNLAP, TN 37327-6592
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Apr 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on File
Deed Sale	Nov 30, 2023 · Amount on File
Prior Sale	Apr 28, 2017 · Amount on File
Deed Document Number	20232567
Deed Book / Page	467 / 260
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	784 TWO LAKE TRL, DUNLAP, TN 37327-6592
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 TWO LAKE TRL, DUNLAP, TN 37327-6592

Mortgage

Document Number	0000000412
Date	Feb 10, 2026
Book Page	479/1441
Instrument	26000412

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Nov 30, 2023
Property Address	784 TWO LAKE TRL, DUNLAP, TN 37327-6592
Document Number	0000002567
Book / Page	467 / 260
Map Reference	MB C PG 10
Instrument Date	Nov 30, 2023
Instrument	23002567
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 TWO LAKE TRL, DUNLAP, TN 37327-6592

Mortgage

Document Number	0000002568
Date	Nov 30, 2023
Instrument	23002568

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.5%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Apr 28, 2017
Property Address	784 TWO LAKE TRL, DUNLAP, TN 37327-6592
Document Number	0000000861
Book / Page	000353 / 000821
Instrument Date	Apr 18, 2017
Instrument	861
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$999.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	784 TWO LAKE TRL DUNLAP TN 373276592, DUNLAP, TN 37327-6592

Tax Assessment & Valuation

The 2025 property tax bill for 784 Two Lake Trl was $1,879.

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00	$102,300 Land $14,500 Building $87,800
2023	$1,879.00 (+6.82%)	$102,300 (+42.03%) Land $14,500 Building $87,800	$409,200 (+42.03%) Land $58,000 Building $351,200
2022	$1,759.00	$72,025 Land $20,500 Building $51,525	$288,100 Land $82,000 Building $206,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 784 Two Lake Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 784 Two Lake Trl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Two Lake Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures