381 Two Lake Trl, Dunlap, TN 37327 Property Records

Sequatchie County property record for 381 Two Lake Trl, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2005
Lot Size	2.11 acres (91,912 sqft)
Owner	Individual Name on Record
Last Sale	$319,900 (Dec 2021)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077049 02703`

Property Details

APN / Parcel Number

Primary APN	`077049 02703`
Alternative APN	`049 02703`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	91,912 sqft (2.11 acres)
Terrain	Rolling
Porch	Patio
Porch Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	381 TWO LAKE TRL
City	DUNLAP
State	TN
Zip	37327-6772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: STONE CREEK CABINS
Legal Subdivision	STONE CREEK CABINS
Legal Lot Number	334
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	9
Census Block Group	1
Census Block	1044
Census Tract	60102

Owner

Source: Sequatchie County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	381 TWO LAKE TRL, DUNLAP, TN 37327-6772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Oct 22, 2021	Warranty Deed, Transfer FIRST TITLE
Jun 22, 2021	Warranty Deed, Transfer
Jul 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	20214001
Deed Book / Page	433 / 388
Prior Transfer Date	Apr 18, 2017
Prior Transfer Doc	0000001437
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Dec 27, 2021
Property Address	381 TWO LAKE TRL, DUNLAP, TN 37327-6772
Document Number	0000004001
Book / Page	433 / 388
Map Reference	MB C PG 53
Instrument Date	Dec 22, 2021
Instrument	21004001
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TWO LAKE TRL, DUNLAP, TN 37327-6773

Mortgage

Document Number	0000004002
Date	Dec 27, 2021
Instrument	21004002

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Oct 22, 2021
Property Address	381 TWO LAKE TRL, DUNLAP, TN 37327-6772
Document Number	0000003259
Book / Page	429 / 103
Map Reference	MB C PG 53
Instrument Date	Oct 21, 2021
Instrument	21003259
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,180.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10539 STATE HIGHWAY 70, MINOCQUA, WI 54548-9711

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 22, 2021
Property Address	381 TWO LAKE TRL, DUNLAP, TN 37327-6772
Document Number	0000001979
Book / Page	421 / 439
Map Reference	MB C PG 53
Instrument Date	Jun 15, 2021
Instrument	21001979
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$1,147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TWO LAKE TRL, DUNLAP, TN 37327-6773

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jul 24, 2017
Property Address	381 TWO LAKE TRL, DUNLAP, TN 37327-6772
Document Number	0000001437
Book / Page	000356 / 000700
Instrument Date	Apr 18, 2017
Instrument	1437
Transaction Type	Transfer
Record Updated	Aug 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1257 MELANIE CT STONE MOUNTAIN GA 300873011, STONE MOUNTAIN, GA 30087-3011

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00	$70,850 (-) Land $10,225 Building $60,625
2023	$1,301.00 (+9.24%)	$70,850 (+45.26%) Land $10,225 Building $60,625	$283,400 (+45.26%) Land $40,900 Building $242,500
2022	$1,191.00	$48,775 Land $16,400 Building $32,375	$195,100 Land $65,600 Building $129,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAGLE-FREDONIA U.D. serves 3,363 people · EPA ID TN0000927
Water Source	Purchased surface water from BIG CREEK UTILITY DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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