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784 SW Pennfield Ter, Stuart, FL 34997 Property Records

Martin County property record for 784 SW Pennfield Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · built 2022
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$1,158,200 (Jan 2023)
Tax Bill$9,755 (2025)
Deeds & MortgagesMar 2026 Transfer
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN41-38-41-009-000-0062.0-0-0000

Property Details

APN / Parcel Number

Primary APN41-38-41-009-000-0062.0-0-0000
Alternative APNs
  • 41-38-41-009-000-00620-0
  • 1120903

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,107 sqft Living Area
Gross Area3,725 sqft
1st Floor Area2,668 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area618 sqft
Pool TypeIn-Ground Pool
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1120903
Street Address784 SW PENNFIELD TER
CitySTUART
StateFL
Zip34997-4519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 62 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section41
Legal SubdivisionBANYAN BAY PUD PHASE 2A & 2B
Legal Block2
Legal Lot Number62
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1103

Owner

Source: Martin County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address784 SW PENNFIELD TER, STUART, FL 34997-4519
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 4, 2023Special Warranty Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK
Mar 31, 2022Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2023 · Amount on Record
Deed SaleJan 4, 2023 · Amount on Record
Prior SaleMar 31, 2022 · Amount on Record
Deed Document Number20232996089
Deed Book / Page3353 / 302
Last Transfer DateMar 27, 2026
Transfer Doc0003177564
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateMar 30, 2026
Property Address784 SW PENNFIELD TER, STUART, FL 34997-4519
Document Number0035570368
Book / Page3557 / 368
Map ReferenceMB 18 PG 6
Instrument DateMar 27, 2026
Instrument3177564
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address784 SW PENNFIELD TER, STUART, FL 34997-4519

Transferred To (Grantee/Buyer)

NameVerified Name
Address784 SW PENNFIELD TER, STUART, FL 34997-4519

January 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateJan 4, 2023
Property Address784 SW PENNFIELD TER, STUART, FL 34997-4519
Document Number0033530302
Book / Page3353 / 302
Map ReferenceMB 18 PG 6
Instrument DateDec 30, 2022
Instrument2996089
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,107.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

NameVerified Name
Address784 SW PENNFIELD TER, STUART, FL 34997-4519

Mortgage

Document Number0003353304
DateJan 4, 2023
Instrument3353/304
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change2.87%
Max Rate At Change11%
Index1-Year T-Bill
Max Rate11%

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateMar 31, 2022
Property Address784 SW PENNFIELD TER, STUART, FL 34997-4519
Document Number0033032185
Book / Page3303 / 2185
Map ReferenceMB 18 PG 6
Instrument DateMar 25, 2022
Instrument2951874
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$14,715.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4750 OWINGS MILLS BLVD, OWINGS MILLS, MD 21117-4904

Transferred To (Grantee/Buyer)

NameVerified Name
Address1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,755.00 (+7.75%) Homeowner's exemption Widower's exemption$635,708 (+14.91%)$775,300 (+10.69%) Land $250,000 Building $525,300
2024$9,053.00 (+1.8%)
2023$8,893.00 (+369.04%) Additional exemption filed$553,236 (+770.89%)$700,430 (+244.36%) Land $235,000 Building $465,430
2022$1,896.00$63,525$203,400 Land $203,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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