744 SW Pennfield Ter, Stuart, FL 34997 Property Records

Martin County property record for 744 SW Pennfield Ter, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,800 sqft · built 2022
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Trust Names on File
Last Sale	$1,079,800 (Dec 2022)
Tax Bill	$5,736 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-009-000-0066.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-009-000-0066.0-0-0000`
Alternative APNs	`41-38-41-009-000-00660-0` `1120907`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,800 sqft Living Area
Gross Area	3,531 sqft
1st Floor Area	2,800 sqft
Elevator	Elevator

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	731 sqft
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1120907
Street Address	744 SW PENNFIELD TER
City	STUART
State	FL
Zip	34997-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY PUD PHASE 2A & 2B
Legal Block	2
Legal Lot Number	66
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

744 SW Pennfield Ter is owner-occupied and held in a trust since December 2022.

Source: Martin County records, as of September 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	744 SW PENNFIELD TER, STUART, FL 34997-4519
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 31, 2022	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Prior Sale	Mar 31, 2022 · Amount on File
Deed Document Number	20222995796
Deed Book / Page	3352 / 2232
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 30, 2022
Property Address	744 SW PENNFIELD TER, STUART, FL 34997-4519
Document Number	0033522232
Book / Page	3352 / 2232
Map Reference	MB 18 PG 6
Instrument Date	Dec 28, 2022
Instrument	2995796
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,558.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3521 SE COURT DR, STUART, FL 34997-6015

Mortgage

Document Number	0033522234
Date	Dec 30, 2022
Instrument	3352/2234

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 31, 2022
Property Address	744 SW PENNFIELD TER, STUART, FL 34997-4519
Document Number	0033032185
Book / Page	3303 / 2185
Map Reference	MB 18 PG 6
Instrument Date	Mar 25, 2022
Instrument	2951874
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$14,715.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4750 OWINGS MILLS BLVD, OWINGS MILLS, MD 21117-4904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 744 SW Pennfield Ter was $5,736 with a homeowner's exemption, up 20.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,736.00 (+20.28%) Additional exemption filed	$376,176	$761,060 Land $250,000 Building $511,060
2024	$4,769.00 (-59.12%)
2023	$11,665.00 (+515.24%)	$673,100 (+959.58%) Land $235,000 Building $438,100	$673,100 (+230.92%) Land $235,000 Building $438,100
2022	$1,896.00	$63,525	$203,400 Land $203,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 744 SW Pennfield Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 744 SW Pennfield Ter is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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