Calvert County property record for 784 Spruce Dr, Lusby, MD 20657
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.556 acres (24,220 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $740 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-058401 |
| Primary APN | 01-058401 |
|---|---|
| Alternative APNs |
|
| Lot Area | 24,220 sqft (0.556 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 058401 |
|---|---|
| Street Address | 784 SPRUCE DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2065 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R |
| Legal Description | LT 719 PLAT 16 WHITE SANDS |
| Legal Subdivision | WHITE SANDS |
| Legal Lot Number | 719 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 860902 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4205 MOUNT VERNON PL, FREDERICKSBURG, VA 22408-9530 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,600 (-) Land $68,600 | $68,600 (-) Land $68,600 | |
| 2025 | $740.00 (+3.93%) | ||
| 2023 | $712.00 | $68,600 Land $68,600 | $68,600 Land $68,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 84% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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