Calvert County property record for 779 Spruce Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,560 sqft · built 1985 |
| Lot Size | 0.944 acres (41,130 sqft) |
| Owner | Individual Name on File |
| Last Sale | $501,700 (Jun 2026) |
| Tax Bill | $5,402 (2025) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-184148 |
| Primary APN | 01-184148 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 41,130 sqft (0.944 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 550 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 184148 |
|---|---|
| Street Address | 779 SPRUCE DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 723 PLAT 16 WHITE SANDS |
| Legal Subdivision | WHITE SANDS |
| Legal Lot Number | 723 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 860902 |
779 Spruce Dr is owned and occupied by an individual who bought it in June 2026.
Source: Calvert County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 SKYVIEW LN, LITITZ, PA 17543-9123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on File |
| Deed Sale | Jun 24, 2026 · Amount on File |
| Prior Sale | Jul 10, 2007 |
| Deed Document Number | 2026 |
| Deed Book / Page | 6924 / 443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 24, 2026 |
| Property Address | 779 SPRUCE DR, LUSBY, MD 20657-2070 |
| Document Number | 6924000443 |
| Book / Page | 6924 / 443 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $506,717.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 214 SKYVIEW LN, LITITZ, PA 17543-9123 |
The 2025 property tax bill for 779 Spruce Dr was $5,402 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,402.00 Homeowner's exemption | $480,033 | $501,700 Land $278,900 Building $222,800 |
| 2023 | $4,537.00 Homeowner's exemption | $436,700 Land $278,900 Building $157,800 | $436,700 Land $278,900 Building $157,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 779 Spruce Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 779 Spruce Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 84% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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