Osceola County property record for 784 Oak Shadows Rd, Celebration, FL 34747 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,519 sqft · built 2003 |
| Lot Size | 0.288 acres (12,545 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,695,000 (Sep 2025) |
| Tax Bill | $16,677 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2023 Sale + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 07-25-28-2838-0001-1420 |
| Primary APN | 07-25-28-2838-0001-1420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,519 sqft Living Area |
| Gross Area | 5,535 sqft |
| 1st Floor Area | 1,931 sqft |
| Upper Floors Area | 840 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,545 sqft (0.288 acres) |
| Lot Dimensions | 135 ft deep x 108 ft wide |
| Garage Type | Detached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 37 sqft |
| Porch | Florida Room |
| Porch Area | 1,268 sqft |
| Deck Area | 169 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 784 OAK SHADOWS RD |
|---|---|
| City | CELEBRATION |
| State | FL |
| Zip | 34747-4250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CELEBRATION EAST VILLAGE UNIT 3 PB 13 PG 162-183 LOT 142 18/25/28 |
| Legal Range | 28E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | CELEBRATION EAST VLG UNIT 3 |
| Legal Tract | 2838 |
| Legal Block | 1420 |
| Legal Lot Number | 142 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 40808 |
Source: Osceola County records · APN 07-25-28-2838-0001-1420
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 784 OAK SHADOWS RD, CELEBRATION, FL 34747-4250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 24, 2023 | Warranty Deed, Transfer OLIVER TITLE LAW |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Apr 24, 2023 · Amount on Record |
| Deed Document Number | 2025113809 |
| Deed Book / Page | 6848 / 2683 |
| Prior Transfer Date | Jun 26, 2016 |
| Prior Transfer Doc | 0049851745 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 15, 2025 |
| Property Address | 784 OAK SHADOWS RD, CELEBRATION, FL 34747-4250 |
| Document Number | 0068482683 |
| Book / Page | 6848 / 2683 |
| Map Reference | MB 13 PG 162-183 |
| Instrument Date | Sep 04, 2025 |
| Instrument | 2025113809 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,865.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | SKILDINGANES 54, REYK JAVIK XX |
| Name | Verified Name |
|---|---|
| Address | 784 OAK SHADOWS RD, CELEBRATION, FL 34747-4250 |
| Document Number | 0068482685 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 6848/2685 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 24, 2023 |
| Property Address | 784 OAK SHADOWS RD, CELEBRATION, FL 34747-4250 |
| Document Number | 0063932216 |
| Book / Page | 6393 / 2216 |
| Map Reference | MB 13 PG 162 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 2023049423 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1154 CELEBRATION AVE, CELEBRATION, FL 34747-4443 |
| Name | Verified Name |
|---|---|
| Address | SKILDINGANES 54, REYKJAVIK XX |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 784 OAK SHADOWS RD, CELEBRATION, FL 34747-4250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0053161056 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 5316/1056 |
| Instrument | 2018058272 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2033 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,677.00 (+4.18%) | $1,093,400 (+2.46%) Land $138,000 Building $955,400 | $1,093,400 (+2.46%) Land $138,000 Building $955,400 |
| 2024 | $16,008.00 (+52.6%) | $1,067,100 (+50.42%) Land $138,000 Building $929,100 | $1,067,100 (+0.32%) Land $138,000 Building $929,100 |
| 2023 | $10,490.00 (+3.93%) Homeowner's exemption | $709,399 (+3%) | $1,063,700 (+18.12%) Land $126,500 Building $937,200 |
| 2022 | $10,093.00 Homeowner's exemption | $688,737 | $900,500 Land $101,200 Building $799,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 67% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 439 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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