784 Merrifields Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 784 Merrifields Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 2006
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Mar 2007)
Tax Bill	$7,826 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
APN	`03-23-0-104-022`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-104-022`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,176 sqft Living Area
Upper Floors Area	17 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	784 MERRIFIELDS DR
City	O FALLON
State	IL
Zip	62269-6955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH HILLS LOT 332 A02029727
Legal Subdivision	SAVANNAH HILLS
Legal Block	104
Legal Lot Number	332
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	784 MERRIFIELDS DR, O FALLON, IL 62269-6955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2007 · Amount on Record
Deed Sale	Mar 5, 2007 · Amount on Record
Deed Document Number	20072029727
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	784 MERRIFIELDS DR, O FALLON, IL 62269-6955
Document Number	00A2670315
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	784 MERRIFIELDS DR O FALLON IL 622696955, O FALLON, IL 62269-6955

Mortgage

Document Number	00A2670315
Date	Oct 7, 2020
Instrument	2670315

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 6, 2040

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,826.00	$116,999 (+28.91%) Land $28,385 Building $88,614	$350,997 (+28.91%) Land $85,155 Building $265,842
2022		$90,762 Land $22,356 Building $68,406	$272,286 Land $67,068 Building $205,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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