783 Merrifields Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 783 Merrifields Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,394 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (May 2020)
Tax Bill	$10,170 (2025)
Deeds & Mortgages	Apr 2023 Mortgage May 2020 Sale & Mortgage + 1 more
APN	`03-23-0-105-001`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-105-001`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,394 sqft Living Area
Upper Floors Area	24 sqft
Basement Area	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Mixed
Garage Area	735 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	783 MERRIFIELDS DR
City	O FALLON
State	IL
Zip	62269-6954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH HILLS LOT 226 A02651765
Legal Subdivision	SAVANNAH HILLS
Legal Block	105
Legal Lot Number	226
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	783 MERRIFIELDS DR, O FALLON, IL 62269-6954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage ARSENAL CU
May 21, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MTG
May 21, 2020	Quit Claim Deed, Transfer BENCHMARK TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Jun 28, 2016 · Amount on Record
Deed Document Number	20202651763
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	00A2651765
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	783 MERRIFIELDS DR, O FALLON, IL 62269-6954
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	783 MERRIFIELDS DR, O FALLON, IL 62269-6954

Mortgage

Document Number	0A02778175
Date	Apr 10, 2023
Instrument	A02778175

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 25, 2038

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 21, 2020
Property Address	783 MERRIFIELDS DR, O FALLON, IL 62269-6954
Document Number	00A2651763
Instrument Date	May 12, 2020
Instrument	2651763
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 ASPEN HEIGHTS PKWY COLUMBIA MO 65201, COLUMBIA, MO 65201

Mortgage

Document Number	A2651764
Date	May 21, 2020
Instrument	2651764

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 21, 2020
Property Address	783 MERRIFIELDS DR, O FALLON, IL 62269-6954
Document Number	00A2651765
Instrument Date	May 12, 2020
Instrument	2651765
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	783 MERRIFIELDS DR O FALLON IL 622696954, O FALLON, IL 62269-6954

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,170.00 (+8.83%)	$144,252 (+10.11%) Land $24,654 Building $119,598	$432,756 (+10.11%) Land $73,962 Building $358,794
2024	$9,345.00	$131,007 (+20.97%) Land $22,390 Building $108,617	$393,021 (+20.97%) Land $67,170 Building $325,851
2022		$108,293 Land $19,418 Building $88,875	$324,879 Land $58,254 Building $266,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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