784 E Elgin Ave, Millcreek (Salt Lake City), UT 84106 Property Records

Salt Lake County property record for 784 E Elgin Ave, Millcreek, UT 84106

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,680 sqft · built 1953
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$392,500 (Mar 2019)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-29-156-014`

Property Details

APN / Parcel Number

Primary APN	`16-29-156-014`
Alternative APN	`16-29-156-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	880 sqft
Basement Area	832 sqft
Finished Basement	800 sqft
Unfinished Basement	32 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2006
Architectural Style	Cottage
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Interior
Garage Area	528 sqft
Driveway	Concrete Driveway
Porch	Covered Porch
Porch Area	36 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	784 E ELGIN AVE
City	MILLCREEK
State	UT
Zip	84106-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1106
Legal Description	THE N 113.55 FT OF LOT 16, ROBERT SUB 4365-0392, 1125-314 5402-0724 6233-1392 6499-1608 7960-0249, 4359-159 1125-0314 8290-3494 8397-3497 8787-3156 9593-2966 10226-4489 10588-2634
Legal Range	1E
Legal Township	1N
Legal Section	29
Legal Subdivision	ROBERT SUB
Legal Block	1
Legal Lot Number	16
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	1
Census Block	1005
Census Tract	111802

Owner

784 E Elgin Ave is owned and occupied by two individuals who bought it in March 2019.

Source: Salt Lake County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	784 E ELGIN AVE, MILLCREEK, UT 84106-1602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Mar 1, 2019	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Aug 15, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Prior Sale	Aug 15, 2017 · Amount on File
Deed Document Number	201912942742
Deed Book / Page	10757 / 2234
Prior Transfer Date	Jun 17, 1999
Prior Transfer Doc	0007399915
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	784 E ELGIN AVE, SALT LAKE CITY, UT 84106-1602
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013218846
Date	Mar 17, 2020
Book Page	10911/294
Instrument	13218846

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2045

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Mar 1, 2019
Property Address	784 E ELGIN AVE, SALT LAKE CITY, UT 84106-1602
Document Number	0012942742
Book / Page	10757 / 2234
Instrument Date	Feb 28, 2019
Instrument	12942742
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	NORTH AMERICAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 E ELGIN AVE, MILLCREEK, UT 84106-1602

Mortgage

Document Number	0012942775
Date	Mar 1, 2019
Instrument	12942775

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Aug 15, 2017
Property Address	784 E ELGIN AVE, SALT LAKE CITY, UT 84106-1602
Document Number	0012596303
Book / Page	10588 / 2634
Instrument Date	Aug 10, 2017
Instrument	12596303
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	SUTHERLAND TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	784 E ELGIN AVE, SALT LAKE CITY, UT 84106-1602

Mortgage

Document Number	0012596304
Date	Aug 15, 2017
Instrument	12596304

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 784 E Elgin Ave was $3,425.

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Millcreek City
Unified School District	Granite School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,425.00 Homeowner's exemption	$557,200 Land $168,200 Building $389,000	$557,200 Land $168,200 Building $389,000
2024	$3,425.00 (+15.75%)
2023	$2,959.00 (+0.41%) Homeowner's exemption	$251,570 Land $72,215 Building $179,355	$457,400 Land $131,300 Building $326,100
2022	$2,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 784 E Elgin Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 784 E Elgin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALT LAKE CITY WATER SYSTEM serves 383,612 people · EPA ID UTAH18026
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile, Utah Broadband.

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