1028 E Elgin Ave, Millcreek (Salt Lake City), UT 84106 Property Records

Salt Lake County property record for 1028 E Elgin Ave, Millcreek, UT 84106

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,088 sqft · built 1948
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$350,470 (Jul 2026)
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-29-254-004`

Property Details

APN / Parcel Number

Primary APN	`16-29-254-004`
Alternative APN	`16-29-254-004-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2010
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Interior
Garage Area	418 sqft
Driveway	Concrete Driveway
Porch	Slab
Porch Area	54 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	1028 E ELGIN AVE
City	SALT LAKE CITY
State	UT
Zip	84106-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1206
Legal Description	LOT 22, JARDINE PARK. 4635-290 04635-0292 11294-3749 11345-2721
Legal Range	1E
Legal Township	1N
Legal Section	29
Legal Subdivision	JARDINE PARK
Legal Block	2
Legal Lot Number	22
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	2
Census Block	2007
Census Tract	111802

Owner

1028 E Elgin Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Salt Lake County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1028 E ELGIN AVE, SALT LAKE CITY, UT 84106-2113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jun 3, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jun 3, 2022	Warranty Deed, Transfer PRO TITLE INSURANCE AGENCY LLC, P1 TITLE INSURANCE AGCY LLC
Jan 13, 2022	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL AGCY OF UT
Jan 13, 2022	Warranty Deed, Transfer · Commercial Mortgage KCP INVESTMENTS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Jun 3, 2022 · Amount on File
Deed Document Number	202614564323
Deed Book / Page	11676 / 6008
Transfer Doc	0013963796
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Jul 2, 2026
Property Address	1028 E ELGIN AVE, SALT LAKE CITY, UT 84106-2113
Document Number	0014564323
Book / Page	11676 / 6008
Instrument Date	Jul 2, 2026
Instrument	202614564323
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1028 E ELGIN AVE, SALT LAKE CITY, UT 84106-2113

Mortgage

Document Number	0014564323,
Date	Jul 2, 2026
Book Page	11676/6183
Instrument	202614564323

Lender

Name	INTERCAP LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1028 E ELGIN AVE, SALT LAKE CITY, UT 84106-2113
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013963795
Date	Jun 3, 2022
Book Page	11345/2704
Instrument	13963795

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Jun 3, 2022
Property Address	1028 E ELGIN AVE, SALT LAKE CITY, UT 84106-2113
Document Number	0013963796
Book / Page	11345 / 2721
Instrument Date	Jun 2, 2022
Instrument	13963796
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 E ELGIN AVE, MILLCREEK, UT 84106-2113

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Jun 3, 2022
Property Address	1028 E ELGIN AVE, SALT LAKE CITY, UT 84106-2113
Document Number	0013963753
Book / Page	11345 / 2369
Map Reference	MB J PG 117
Instrument Date	Jun 2, 2022
Instrument	13963753
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	PRO TITLE INSURANCE AGENCY LLC, P1 TITLE INSURANCE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1028 E ELGIN AVE, MILLCREEK, UT 84106-2113

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SALT LAKE UT
Recording Date	Jan 13, 2022
Property Address	1028 E ELGIN AVE, SALT LAKE CITY, UT 84106-2113
Document Number	0013869531
Book / Page	11294 / 3745
Map Reference	MB J PG 117
Instrument Date	Jan 12, 2022
Instrument	13869531
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL AGCY OF UT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 E ELGIN AVE, MILLCREEK, UT 84106-2113

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Jan 13, 2022
Property Address	1028 E ELGIN AVE, SALT LAKE CITY, UT 84106-2113
Document Number	0013869532
Book / Page	11294 / 3749
Map Reference	MB J PG 117
Instrument Date	Jan 12, 2022
Instrument	13869532
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL AGCY OF UT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W 700 N, SALT LAKE CITY, UT 84103-1324

Mortgage

Document Number	0013869737
Date	Jan 13, 2022
Instrument	13869737

Lender

Name	KCP INVESTMENTS CORP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1028 E Elgin Ave was $4,096, up 4.8% from the year before.

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Millcreek City
Unified School District	Granite School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,096.00 (+4.76%)	$666,400 Land $183,900 Building $482,500	$666,400 Land $183,900 Building $482,500
2024	$3,910.00 (+0.93%)
2023	$3,874.00 (+44.55%) Homeowner's exemption	$329,340 Land $78,320 Building $251,020	$598,800 Land $142,400 Building $456,400
2022	$2,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 E Elgin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1028 E Elgin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALT LAKE CITY WATER SYSTEM serves 383,612 people · EPA ID UTAH18026
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile, Utah Broadband.

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