7834 Oracle Pl, Potomac, MD 20854 Property Records

Montgomery County property record for 7834 Oracle Pl, Potomac, MD 20854

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,495 sqft · built 1989
Lot Size0.057 acres (2,465 sqft)
Owner2 Individual Names on Record
Last Sale$875,000 (Dec 2021)
Tax Bill$9,653 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-02797713

Property Details

APN / Parcel Number

Primary APN10-02797713
Alternative APN
  • 02797713

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,495 sqft Living Area
Gross Area2,935 sqft
1st Floor Area1,044 sqft
Basement Area425 sqft
Finished Basement425 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area2,465 sqft (0.057 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02797713
Street Address7834 ORACLE PL
CityPOTOMAC
StateMD
Zip20854-4026
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT12.
Legal DescriptionBELLS MILL SPRINGS
Legal SubdivisionBELLS MILL SPRINGS
Legal Block1
Legal Lot Number62
JurisdictionMONTGOMERY MD
Township / Civil Division10
Census Block Group1
Census Block1000
Census Tract706010

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7834 ORACLE PL, POTOMAC, MD 20854-4026
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Dec 10, 2021Deed, Transfer · Conventional Mortgage
TRUIST BANK
Sep 28, 2020Deed, Transfer · Conventional Mortgage
FULTON BANK NA
Dec 20, 2019Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleSep 28, 2020 · Amount on Record
Deed Book / Page64797 / 332
Prior Transfer DateDec 20, 2019
Prior Transfer Doc0601110198
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address7834 ORACLE PL, ROCKVILLE, MD 20854-4026
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address7834 ORACLE PL, POTOMAC, MD 20854-4026

Mortgage

Document Number0645540418
DateNov 10, 2021
Book Page64554/418
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term173 Months
DueApr 1, 2036

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateDec 10, 2021
Property Address7834 ORACLE PL, ROCKVILLE, MD 20854-4026
Document Number0647970332
Book / Page64797 / 332
Map ReferenceMB 150 PL 17085
Instrument DateOct 22, 2021
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyKRS TITLE AND ESCROW, K TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7834 ORACLE PL, POTOMAC, MD 20854-4026

Mortgage

Document Number0064797340
DateDec 10, 2021
Instrument64797/340
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2051

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateSep 28, 2020
Property Address7834 ORACLE PL, ROCKVILLE, MD 20854-4026
Document Number0606050456
Book / Page60605 / 456
Map ReferenceMB 150 PL 17085
Instrument DateAug 27, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyGPN TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$10,887.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7834 ORACLE PL, POTOMAC, MD 20854-4026

Mortgage

Document Number60605467
DateSep 28, 2020
Instrument60605/467
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address7834 ORACLE PL, ROCKVILLE, MD 20854-4026
Document Number0601110202
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7834 ORACLE PL POTOMAC MD 208544026, POTOMAC, MD 20854-4026

Mortgage

Document Number0601110202
DateJul 23, 2020
Book Page060111/000202
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2050
Interest
Rate5%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$878,567 (+3.09%)$931,300 (+9.28%) Land $375,000 Building $556,300
2025$9,653.00 (-0.16%)$852,200 (+13.67%) Land $400,000 Building $452,200$852,200 (-) Land $400,000 Building $452,200
2024$9,668.00 (+30.24%)
2023$749,733$852,200 Land $400,000 Building $452,200
2022$7,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2014–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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