7829 Oracle Pl, Potomac, MD 20854 Property Records

Montgomery County property record for 7829 Oracle Pl, Potomac, MD 20854

Property Summary

Property Type	Townhouse
Details	4 ba · 2,343 sqft · built 1992
Lot Size	0.057 acres (2,465 sqft)
Owner	Trust Name on File
Last Sale	$715,000 (Aug 2007)
Tax Bill	$10,216 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02690725`

Property Details

APN / Parcel Number

Primary APN	`10-02690725`
Alternative APN	`02690725`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,343 sqft Living Area
Gross Area	2,783 sqft
1st Floor Area	1,044 sqft
Basement Area	273 sqft
Finished Basement	273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	2,465 sqft (0.057 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02690725
Street Address	7829 ORACLE PL
City	POTOMAC
State	MD
Zip	20854-4031
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT12.
Legal Description	BELLS MILL SPRINGS
Legal Subdivision	BELLS MILL SPRINGS
Legal Block	1
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1000
Census Tract	706010

Owner

7829 Oracle Pl, a townhouse, is owner-occupied and held in a trust since October 2011.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	7829 ORACLE PL, POTOMAC, MD 20854-4031
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2007 · Amount on File
Deed Sale	Aug 31, 2007 · Amount on File
Prior Sale	Dec 12, 2003 · Amount on File
Deed Document Number	2007100470
Deed Book / Page	34789 / 333
Last Transfer Date	Oct 11, 2011
Transfer Doc	0426690150
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7829 ORACLE PL, POTOMAC, MD 20854-4031
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0566890123
Date	Oct 2, 2018
Book Page	56689/123

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 7829 Oracle Pl was $10,216, up 5.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$866,267 (+3%)	$916,800 (+9.01%) Land $375,000 Building $541,800
2025	$10,216.00 (+5.85%)	$841,000 Land $400,000 Building $441,000	$841,000 Land $400,000 Building $441,000
2024	$9,651.00
2023		$758,000	$841,000 Land $400,000 Building $441,000
2022	$7,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7829 Oracle Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7829 Oracle Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20